If you want to find and download the electronic contract of student-origin credit loan, you can follow the following steps:
Step 1: Search "China Development Bank Student Loan Information Network" on the computer browser, and click Enter;
Step 2: Check the loan type as "Student-origin Student Loan" in the "Login to Student Online Service System" window, enter the ID number, login password and verification code, and click "Login";
Step 3: Click "My Loan" to view the loan contract;
Step 4: Click "Export Electronic Contract", and then click "Download" in the pop-up "New Download Task Window".
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1. Where can I see the electronic loan contract?
When applying for a loan, you need to view the agreement or contract on the loan confirmation page before submitting, and you can click View directly. As long as the electronic contract conforms to the contract law and the lending institution itself is formal, it has the same legal effect as the written contract.
When you apply for a loan, don't forget to check the details of the contract, such as loan interest, repayment method, consequences of default, early repayment, etc. What you care about most. You must check carefully. If you find any mistakes or anomalies, you refuse to sign the contract. Otherwise, once the contract is successful, you need to abide by the treaty under the legal premise, or you will bear legal responsibility.
Second, the loan contract matters needing attention
1. Check the contract carefully. If you don't understand, you should consult the customer service in time, or you can ask the bank to explain it in the supplementary terms.
2. Even the electronic version of the contract can be found in the personal center after the loan is established, so it is best to take screenshots before the loan to avoid the electronic version being tampered with after the loan.
In a word, the loan contract is very important to the borrower, which is often overlooked by many people. Everyone must read the contract before submitting the loan.
3. When can the student-origin loan be issued to the students?
Generally speaking, the student-origin student loan will not be paid to the borrower's account until the middle and late period of 1 1. It should be noted that the student-origin student loan is generally applied in June-September, and then reviewed in June and April, 438+ 10, and will be approved only after it is approved.
Of course, you can rest assured that you don't have to pay tuition in advance when you start school. Just give the barcode to the school, and the school will naturally enter the information. After the money is transferred to the student account, the system will deduct it from the school tuition account immediately.
How to inquire the contract number of student-origin student loan?
1. Users search through the browser to find the website of "China Development Bank Student Loan Information Network", then enter their login information and click Enter.
2. Find the college student loan online system and enter the account password to log in.
3. After successful login, jump to the page, click on the loan and repayment query, and you can see the loan contract number you applied for.
4. In most cases, users who have applied for student loans can use their actual accounts to make inquiries. Information about student loans can be found in the loan and repayment inquiry.
5. Among them, the term of student loans shall not exceed 14, and the interest rate shall be the benchmark interest rate of RMB loans stipulated by the central bank. Interest during school is fully subsidized by the finance, and interest after graduation is borne by the borrower.
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1. What should I do if I lose my student loan contract?
1. It's the most direct way for you to go to the local bank with valid ID and print a copy of the contract.
If you have no time or inconvenience, you can take your ID card to the local bank to print the contract.
3. With my valid ID card and loan voucher, you can query and print the loan contract at the local education bureau.
4. Check the loan contract online. The method and steps are as follows: enter the student loan information network of China Development Bank, select "Student Online Service System (Student Source)", log in with ID card information, and log in with account number if you remember.
5. Click "Loan Application" on the left side of the homepage to see the loan information list, and click the list under the application year to see the basic information of the loan, including account information.
6. Click "Loan and Repayment Inquiry" on the left side of the homepage to see the contract number, repayment account number, repayment amount and amount.
2. Where can I find the electronic version of student loan contract?
Open the student loan official website, click the student online system of student loan-enter the ID number and password of the student lender to log in-and you can see the loan contract, or click Export Electronic Contract to download. It is recommended to save or print it after downloading, so as not to need to find it again next time.
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What does the signing of the student loan contract mainly include?
The signing of the student loan contract mainly includes the amount, interest and repayment period of the student loan, and then you can repay it on time according to the loan contract after graduation to avoid overdue.
When signing a student loan contract, we must pay attention to the following matters:
1. The borrower filled in the loan application form must be the same as the borrower who signed the contract;
2. When signing the loan contract, the borrower and the same borrower should be present at the same time;
3. The * * * borrower shall be the borrower's parents (if the parents are not around, the parents may entrust their relatives as the * * * borrower, but a power of attorney shall be issued);
4. The loan contract will take effect after the local student financial assistance center receives the receipt of the student-origin student loan contract sent back by the borrower's university. If the receipt is not received within one month, the contract will automatically become invalid;
5. The receipt must accurately fill in the name, line number and account number of the school bank.
The student loan for college students generally refers to the national student loan, which is a bank loan led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.
Article 4 In order to ensure the smooth implementation of the national student loan system, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the Industrial and Commercial Bank of China form an inter-ministerial coordination group for national student loans (hereinafter referred to as the inter-ministerial coordination group). The Ministry of Education established the National Student Loan Management Center as the daily office of the inter-ministerial coordination group. All provinces, autonomous regions and municipalities directly under the Central Government should set up corresponding coordination bodies and management centers.
Tenth national student loan handling banks accept the supervision of the people's Bank of China, and are responsible for formulating specific management measures for national student loans according to the national credit policy; Examining the application reports of students' personal loans submitted by various schools and other relevant materials, and deciding whether to grant loans according to the loan conditions; Specifically responsible for the issuance and recovery of loans; Have the right to decide whether to issue a new national student loan according to the loan recovery and the cooperation between the student loan management center and the school in loan collection.
Where can I find a student loan contract?
Open the official website of Student-origin Student Loan, click on the Student Online System of Student-origin Student Loan-enter the ID number and password of the student-origin student lender to log in-my loan will display the loan contract.
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.
Do I need to sign a student loan contract every year? The regulation of 20 18 has been released!
The second half of 20 18 is coming, and college students have ushered in a new school year. In the new school year, many friends began to rush for tuition. Someone came to consult: do you need to sign a student loan contract every year? Today I am here to answer this question for you.
According to the existing requirements of student-origin student loan, the student-origin student loan contract needs to be signed once a year. When signing the student loan contract for the first time, the student and the borrower need to be present. When renewing the student loan contract, the student himself and one of the * * * borrowers can be present.
Matters needing attention when signing the contract:
1. When signing a loan contract, you must ensure that you sign it yourself, not on your behalf;
2. If * * * changes with the borrower, a new * * * needs to be present to sign a contract with the borrower;
3. If there are some information errors in the printed contract, you need to apply for the system to modify the information and reprint it;
4. If the information in the student loan contract of the student aid center is wrong, then everyone must contact the relevant departments in time and ask the other party to correct the wrong information in the system;
5. When the loan contract cannot be printed, you need to reset the browser. The setting method is as follows:
(1) In Tools -“Internet Options-Security, locate the Trusted Sites button. Add'' as a trusted site;
(2) Open the custom level and change "Download-File Download" and "Download-File Download Auto Prompt" to "Enable".
The above are the requirements and precautions for signing the student loan contract, and I hope it will help everyone.
What conditions do you need to apply for a student loan from a student source? You can apply if you meet these conditions.
Want to know the extension time of the student loan? It's more reliable for everyone to do this!
Where can I print the electronic version of the national student loan contract? It is urgent.
The printing methods of student loan contracts are as follows:
Loan bank counter print:
The borrower goes to the loan bank with his valid ID card, and asks the staff to inquire about the previous loan contract according to the ID number, loan date and other information, and then print it out.
Print by Education Bureau:
The borrower can go to the local education bureau with his valid identity certificate and loan voucher, inquire about the loan contract with the help of the staff, and then print a copy.
Extended data
Frequency of signing loan contracts:
In order to standardize the loan management and avoid unnecessary laws, the development bank stipulates that the student loan contract should be signed once a year. When signing a loan contract for the first time, the borrower and the borrower must be present at the same time; When renewing the loan and signing the contract, the borrower or the borrower can handle it with the power of attorney. From 20 1 1, the terms of the new version of the student loan contract stipulate that the borrower and the borrower authorize each other by default, and there is no need to sign a power of attorney.