How to inquire, manage and audit insurance policies? 》
How to inquire about life insurance policies? Specific methods include: PICC official website, insurance company APP, and official account of WeChat of China Insurance Association.
1.PICC official website.
Go directly to the service center of PICC official website, click Policy Query, and the account password login page will pop up. After filling it out, you can log in to the system to check the policy. Account name is generally user name/ID card/mobile phone number/email address, etc.
2. Insurance company APP query
You can make corresponding inquiries in the official PICC APP, and you can inquire about the insurance policy after registering and logging in with your mobile phone number and ID number.
3. China Insurance Association official WeChat official account inquiry.
There is no limit to which company to buy insurance, so some friends may buy several insurance policies, all from different insurance companies. In order to help you save trouble, the official WeChat account "China Insurance Know-it-all" developed by China Insurance Association was born. If you check the policies through this official WeChat account, you can find all the policies in your own name.
Specific query steps are as follows:
Having said that, I have to mention what an excellent insurance consulting platform looks like!
A good insurance consulting platform must meet three requirements! 》
After seeing the policy information, the most important contents are these points:
1, check key information
Name of the applicant/insured, ID number, insurance period, insurance items, insurance amount, etc. We should ensure correctness in policy. If there is any mistake in the policy, contact the insurance company to change it in time.
2. Take a closer look at the responsibility to protect
Specifically, what projects are guaranteed and under what circumstances are they not? Look carefully one by one. If you can't accept the exemption or find other problems, you can apply to the insurance company for surrender in time, and you won't lose money if you surrender during the hesitation period.
Step 3 read the health notice carefully
Check whether the health notification is filled in according to the actual situation. If it is not filled in truthfully, ask the insurance company how to deal with this situation as soon as possible, so as not to affect future claims.
Speaking of health advice, senior sister found that many people still don't understand, so she quickly ordered this dry goods:
Is the health notice from the insurance company making things difficult for us? 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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