Other relevant departments of the provincial and municipal (state) people's governments shall, in accordance with their respective responsibilities, cooperate with each other to do a good job in enterprise credit information.
Financial institutions collect and use enterprise credit information in accordance with laws, regulations and relevant state regulations. Article 5 The credit reporting agencies determined by the people's governments of provinces, cities and prefectures (hereinafter referred to as credit reporting agencies) are responsible for collecting, integrating and processing enterprise credit information, establishing a credit information exchange and sharing mechanism, and providing credit information services for administrative organs, enterprises and institutions, other organizations and individuals. Article 6 The collection, verification, release and use of enterprise credit information shall be lawful, fair, accurate and timely. Protect national interests, social interests and the legitimate rights and interests of enterprises according to law. Shall not interfere with public safety and social order. It is forbidden to disclose the business secrets of the enterprise. Article 7 Administrative organs, enterprises and institutions, other organizations and individuals are encouraged to use enterprise credit information according to law. Eighth acts in violation of these measures, any unit or individual has the right to complain and report to the competent credit department or other relevant departments. The competent credit department and other relevant departments shall timely verify and deal with it according to regulations. Chapter II Collection of Enterprise Credit Information Article 9 Credit information institutions obtain enterprise credit information in the following ways:
(a) from the administrative organs and institutions with public management functions;
(two) from financial institutions, industry organizations and social intermediary organizations;
(3) Obtained from the data declared by the enterprise;
(4) Obtained from media announcements;
(5) Other ways permitted by laws and regulations. Article 10 The collection of enterprise credit information includes the following contents:
(1) Basic information of the enterprise:
1. Enterprise name, address, date of establishment, organization code, enterprise type and industry classification;
2. Name of legal representative and list of shareholders;
3. Business scope, registered capital, paid-in capital, registration number and accounting method;
4 examination and approval, approval, verification, replacement, annual inspection and registration; 5. Import and export business qualifications.
(2) The operation and financial status of the enterprise:
1. Main products or main business;
2. Annual sales (business) income;
3. Corporate debt;
4. Annual tax payment.
(3) Transaction and credit information of the enterprise:
1. Qualifications and qualifications obtained according to law;
2. Honor contracts and keep promises;
3. Credit evaluation;
4. Issuance of corporate bonds and their cash records.
(four) the honor record of the enterprise:
1. commended and rewarded by state organs at or above the city (state);
2. Well-known, famous and key protected trademarks;
3. Pass the quality system certification;
4. The legal representative is honored;
5. Other information reflecting the good credit of the enterprise.
(5) Bad records of the enterprise:
1. Providing or publishing false information, producing and selling fake and inferior commodities, and the facts complained by consumers are true;
2. A major safety accident occurs or there are major safety hazards;
3. Failing to sign a labor contract with the laborer according to law, withholding or defaulting on the wages and remuneration of the laborer without reason, refusing to participate in various social insurances or defaulting on social insurance premiums;
4. Infringement of the legitimate rights and interests of employees leads to group petitions;
5 by warning, fines, confiscation of illegal income, ordered to suspend production or business, revoke the license, business license and other administrative penalties;
6. The legal representative, directors, major shareholders or other senior management personnel are subject to administrative punishment or criminal punishment due to their positions;
7. Being subject to administrative punishment or criminal punishment for smuggling, bribery, foreign exchange arbitrage, tax evasion, malicious evasion of debts, contract fraud, and issuance of false credit certification materials;
8. Other cases where violations of laws, regulations and rules are dealt with or included in bad records.
Due to the influence of force majeure, the situation that the enterprise cannot fulfill its obligations according to law is not included in the bad record.
(six) enterprise litigation and arbitration:
1. Records of legally effective judgments or rulings in civil, criminal and administrative proceedings;
2. Records of legally effective civil and commercial arbitration awards.
(seven) other enterprise credit information as stipulated by the state and the province.