1. Conditions for not paying fees 20 1 1 Persons who have reached the age of 60 before July. According to your situation, your father should belong to this group.
2. Your mother has reached the age of 58, and according to the insurance conditions, she has reached the age of 45, and she can enjoy the old-age insurance benefits if she continues to pay to the age of 60. If you ask for 15 years in Hanzhong, it is also a good thing, because your mother will get a higher pension than your father.
Three, 500 payment standard pension calculation method is:
If your mother pays for 2 years, the personal account amount is 1000, and the government subsidy for paying 500 is 50. Total for two years 100. The total personal account is 1 100 yuan. The pension received at the age of 60 is: 55 (basic pension)+1 100 divided by 139( 139 is China's average life expectancy of 7 1.5 years, and retirement at the age of 60 is exactly 7 1.5 years.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.