Data expansion:
Rural commercial banks are the largest banks in the universe. Although rural commercial banks are not the same legal person, have no affiliation and have different settlement platforms, they are all called rural commercial banks (referred to as rural commercial banks for short, and rural credit cooperatives for those who have not completed the restructuring). According to relevant data, the asset scale of rural commercial banks (including rural credit cooperatives) in China exceeds 25 trillion, which has surpassed that of large state-owned banks. Rural commercial banks have 80,000 outlets all over the country (except Tibet), especially in rural areas and counties. The services provided by rural commercial banks, especially credit services, meet the most basic financial service needs of farmers' friends. Therefore, this bank is the least unassuming one, which also shows that the rural commercial bank is simple and is a "farmer bank", which is also the biggest feature of this bank.
From May 2065438 to May 2004, the first symposium on the 10th anniversary of the establishment of eight provincial credit cooperatives was held in Jinan, Shandong Province, marking the complete success of the new round of deepening reform of rural credit cooperatives in China since 2003. This 10 cycle reform has completely changed the face of rural credit cooperatives. Property rights system, management system, management level, service quality and risk prevention and control level have all been significantly improved. It can be said that it has entered a period with the fastest development speed, the best development quality, the highest social status and the greatest change in development. During this period, rural credit cooperatives also began to reform to rural commercial banks, and many rural credit cooperatives have completely changed into "banks". At present, many banks are deliberately prolonging their history, as if the longer they delay, the more they can show their wealth. Some banks even extended their history to 65,438+0,000 or 200 years ago. It is no exaggeration for rural commercial banks to say that it has a history of more than 60 years. She was born in the footsteps of the United States, accompanied by the growth and development of agriculture, rural areas and farmers. It took generations of hard work and self-reliance to get here today.
Some people have studied the development history of rural commercial banks, saying that this bank has experienced seven stages of development, and each stage is a legend. From breaking ground to frustration, from recovery and development to initial reform, from deepening reform to comprehensive restructuring, it is full of hardships and sadness of rural commercial banks. History has become the past, and we can only be reborn in the face of the future. The banking reform of rural credit cooperatives is Nie _. In the second half of 10 golden cycle, the banking reform of rural credit cooperatives was carried out all over the country, and rural commercial banks were born like mushrooms after rain. Under the guidance of "stabilizing the county territory" and "reorganizing one after another" by the state and regulatory authorities, rural credit cooperatives have changed their names to "rural commercial banks". Up to now, the number of rural commercial banks in China has exceeded 1 000, and eight provinces (cities) including Beijing, Tianjin, Shanghai, Chongqing, Jiangsu, Anhui, Hubei and Shandong have completed the restructuring of rural commercial banks. With the spring breeze of reorganization, rural commercial banks have gained rare development opportunities and attracted the highest attention of the public, especially the listing of Jiangyin, Wuxi, Changshu, Wujiang and Zhangjiagang, which pushed the popularity of rural commercial banks to the highest point. According to some media's incomplete statistics, nearly 30 rural commercial banks are preparing to go public, including Qingdao, Guangzhou and Hefei Science and Technology Rural Commercial Bank, and the listing locations are selected to cover A shares, H shares and the New Third Board.