Your loan repayment has a grace period of three days, that is to say, it doesn't matter whether the borrower is overdue by one day. As long as the repayment is made within the three-day grace period, it is regarded as normal repayment. If your loans overdue time is long and the loan amount is large, you will be pulled into the credit blacklist of online loans. Once you enter the online loan blacklist, all kinds of online loan products may not be around you in the future, which will seriously affect your future life. So users are advised to pay off their debts as soon as possible. After loans overdue, you and I will have interest arrears. Those who are overdue will be prosecuted by the court.
3. If the repayment is overdue for one day, there will be no credit, which will not have much impact on personal credit. After loans overdue, you and I can negotiate with the platform. As long as the other party agrees to negotiate, after the negotiation is successful, overdue users can apply for deferred repayment to reduce the repayment pressure.
1, you lent me a loan, which is the leading financial technology platform in China. It is a practitioner of financial reform, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and has long been committed to building and improving the national credit system. On May 9,/kloc-0,/kloc-0 was successfully listed in the global select market of Nasdaq.
2. Your loan is a financial technology platform, which was officially launched on June 20 1 1. The operator of your loan is Shanghai Nidai Internet Financial Information Service Co., Ltd. with a registered capital of 550 million RMB, aiming at providing users with efficient, safe, transparent and convenient Internet financial services.
3. You lent me a small-scale decentralized loan business, and the service has covered nearly 30 provinces and cities in China 100 cities and regions. The loans matched with the platform are mainly consumer loans such as leasing and decoration, electronic digital and tourism.
4.Your-My-Loan financial technology platform is a pure third-party online credit investment and financing service platform. As a third-party service platform, you and I don't save or borrow. We only provide a series of related services such as credit consultation, review, recommendation, fund transfer and docking, and build a bridge for investors and borrowers to allocate funds. Youwodai platform is independently built and operated by Shanghai Youwodai Internet Finance Information Service Co., Ltd. ..
Operating environment: Apple 12iOS 14, you and I borrow 7.6.0.