The buyer negotiates between the buyer and the seller to establish information communication channels. The buyer understands the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificate, identity certificate and other documents.
After signing the contract, the seller provides the legal documents of the house, and the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign the house purchase contract (or house purchase contract). After the buyer and the seller reach an agreement on the location, property right, transaction price, delivery time, delivery method and property right disposal of the house through consultation, both parties shall sign at least three house sales contracts.
For the transfer, both buyers and sellers apply to the real estate transaction management department (see which district to go to the administrative service center of which district, for example, the house is in Gulou District, take the number and go as soon as possible) for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.
According to the property right status and purchase object of the transaction house, the relevant departments of the deed-making house shall report it to the transaction department for approval step by step according to the approval authority set in advance, and both parties to the transaction can go through the deed-making procedures.
The composition of paying taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different.
After the real estate transaction management department (administrative service center) completes the registration of property right change, both parties will hand over the transaction materials to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the Notice of Obtaining Property Ownership Certificate.
Bank (provident fund) loan For the buyer of the loan, after signing the house sales contract with the seller, the buyer and the seller will go to the loan bank to handle the loan procedures. The bank (provident fund center) will review the buyer's credit, evaluate the houses that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.
After paying the balance and completing the transaction, the buyer obtains the house ownership certificate and pays off all the house price, the seller delivers the house and settles all the property fees, and the second-hand house sales contract between the two parties is fully implemented.