Take risk as a road to fear and give up development opportunities. Many enterprises are blindly afraid of the future, lack foresight, regard risks as force majeure and take evasive measures to prevent risks. As we all know, giving up risks is sometimes equal to giving up opportunities.
One-sided emphasis on certain risks, ignoring other factors. Enterprise risk management includes many aspects, such as strategy, finance, market, operation, law and so on, and cannot be described by a certain risk.
Failing to grasp the key of risk management. Many enterprises have a complete set of management system, and think that as long as the system is implemented, it is the whole of internal control and can effectively prevent risks, but this is not the case.
Pay attention to the design of risk system and ignore the implementation of the system. Many companies attach great importance to the design of the system, and even use the "outside brain" for high salary. But the fact is that the implementation of the system is more important than the design.
The management process of comprehensive risk management consulting enterprises often falls into the wrong risk management state, simply avoiding risks or simply taking risks, and then conducting crisis management afterwards. With the gradual improvement of market economy, the requirements for enterprise risk and internal control are gradually strengthened. The increasingly complex market competition environment objectively requires enterprises and their decision makers to pay attention to enterprise risks and take correct countermeasures.
Enterprise risk management plays an important role in enterprise management. Through the internal control construction of the system, it meets the requirements of internal control legislation at home and abroad; By comprehensively identifying and considering the uncertain factors faced by enterprises, enterprises are urged to identify and actively seize opportunities; Identify and manage multiple risks of enterprises: enterprises are faced with a series of risks that affect their different components, and enterprise risk management is helpful to effectively deal with interactive influences and comprehensively deal with multiple risks; Reduce business accidents and losses: the ability of enterprises to identify potential problems and implement countermeasures is enhanced, and accidents and accompanying costs or losses are reduced; Improve capital allocation: obtain strong risk information, so that management can effectively evaluate the overall capital demand and improve capital allocation.
1, legal risk management.
Assess the risks in the subject, object and content of enterprise legal relationship and the legal norms on which legal relationship is based, set key risk analysis processes and indicators, and provide comprehensive solutions to legal risks. Specifically, it includes: legal risk assessment and diagnosis, collection and analysis of legal risk data, collation and impact analysis of compliance requirements, determination of legal risk tolerance, and establishment of comprehensive solutions for legal risk management.
2. Financial risk management.
On the basis of financial analysis, this paper explores the risks in the company's financial management, designs key index models, and formulates the overall strategy and implementation system of financial risk management. Specifically, it includes: financial risk assessment and diagnosis, financial risk model, financial risk data collection and analysis, determination of financial risk tolerance, design of financial risk control measures, and establishment of comprehensive financial risk solutions.
3. Credit risk management.
Evaluate and diagnose the level of credit risk management, help enterprises to formulate and adjust credit policies, and establish a complete credit management system, including customer credit rating, limit control and accounts receivable management. Specifically, it includes: credit risk assessment and diagnosis, credit risk model, credit risk data collection and analysis, determination of credit risk tolerance, establishment of credit risk early warning system, design and adjustment of credit policy.
4. Operational risk management.
In view of the main risks in enterprise management, we design risk monitoring management indicators, build risk monitoring models, and formulate solutions to business risks to ensure the reasonable, effective and stable operation of enterprises. Specifically, it includes: operational risk assessment and diagnosis, operational risk model, operational risk data collection and analysis, determination of operational risk tolerance, establishment of operational risk index control mechanism, and comprehensive solution of operational risk.
5. Investment risk management.
Assist enterprises to establish a scientific investment decision-making system and reasonably guard against the risk of decision-making mistakes. Specifically, it includes: investment decision-making risk assessment and diagnosis, internal control of investment decision-making process, arrangement of investment decision-making compliance requirements, determination of investment decision-making risk tolerance, and establishment of investment decision-making risk management information system.
6. Market risk management.
Evaluate the existing market risk management level of enterprises, help enterprises to establish market risk measurement model, set early warning indicators and formulate countermeasures. Specifically, it includes: market risk assessment and diagnosis, market risk model, market risk data collection and analysis, determination of market risk tolerance, establishment of market risk early warning system, formulation of market risk response policy and determination of market risk comprehensive solution.
7. Financial reporting risk management.
On the basis of auditing enterprise financial statements, through risk assessment and diagnosis in the process of financial reporting, help enterprises identify and monitor the process of generating and disclosing financial statements, set key control points and control methods, and ensure that enterprise financial statements meet the requirements of regulatory agencies and investors. Specifically, it includes: sorting out financial reporting process, internal control of financial reporting process, sorting out compliance requirements of financial reporting, risk audit of financial reporting process, and establishing financial reporting risk management information system.
8. Risk management of derivatives trading.
Determine the special risks existing in derivative transactions of specific enterprises, assist enterprises to formulate internal control measures for risk monitoring, standardize management processes, reasonably ensure the benefits brought by derivative transactions of enterprises and reduce improper losses. Specifically, it includes: evaluation and diagnosis of derivative transaction risk, internal control of derivative transaction process, arrangement of derivative transaction compliance requirements, determination of derivative transaction risk tolerance and establishment of derivative transaction risk management information system.