Students from poor families need to apply for national student loans from local banks through their schools.
In principle, students apply once during their school days, and the bank issues national student loans by stages. Students applying for national student loans usually need to provide the following materials:
1, national student loan application;
2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);
3. I explain the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.
Repayment period of student loan
In principle, the term of student-origin credit student loans shall be determined according to the full-time undergraduate academic system plus 10 years, and the longest term shall not exceed 14 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly.
The two-year grace period is for students at school and after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.
Two, susong county Erlang rural credit cooperatives how to loan?
Brother, let's get a loan for the first time. I have borrowed it twice. I want to know who is in charge of your business in that area. Then I must know where his family lives. If I want more loans, I will give more gifts. If there is an acquaintance guarantee, the gift will only start from 0, and I can only borrow 30,000 to 50,000 for the first time. The interest rate was 9.6% the year before last, and now it is 1.
Third, how to modify the application amount of student loans?
This can be modified by contacting the schools and departments where you apply for student loans.
He has a mobile phone. You can fill in the revised application form and worry about it later. You can contact the schools and departments where you apply for student loans to make changes.
He has a mobile phone. You have to fill out the revised application form, stamp it urgently, and then you can fix it.
Four, the conditions and steps of rural cooperative credit cooperatives student loans
To apply for a national student loan from a country of origin, an application form for a national student loan from a country of origin (book) provided by a rural credit cooperative shall be truthfully filled in, and the following materials shall be provided:
(a) the admission notice of the student applying for the student loan or the loan approval certificate issued by the university;
(2) Notice of payment for colleges and universities;
(3) The name and account number of the university;
(4) Valid resident identity documents and photocopies of the loan applicant and guarantor;
(five) other relevant information required by the rural credit cooperatives.