The Central Plains Consumer Finance Audit Meeting will be called, and users will enter the quota activation stage through system audit. In the quota activation stage, the manual customer service of Zhongyuan Consumer Finance Audit will call the borrower for verification. That is, within 1-3 working days after the system audit, the borrower will receive an audit call from Zhongyuan Consumer Finance Human Resource Customer Service.
Audit calls are generally to ask the borrower for some basic information, such as the amount and purpose of the loan. The omission of audit calls will affect the audit results.
Does Zhongyuan Consumer Finance call the contact person? So it was audited!
Nowadays, online loans are becoming more and more popular among young people. Many people want to apply for online loans, but they find that many platforms have to fill in contact numbers, so they are worried that online lending platforms will make contact numbers. Many people have asked: Is Zhongyuan Consumer Finance a contact person? Here, I would like to introduce the relevant contents to you.
According to the official information of Zhongyuan consumer finance, Zhongyuan consumer finance is a platform, and the borrower's phone number and contact person will be called during the audit. If the contact person doesn't answer the phone, or the phone number of the contact person is wrong, the loan application will be rejected.
Therefore, when applying for Central Plains consumer finance, everyone should try to use their spouses, relatives and friends as contacts. If you don't want to be called by your contacts, then you should carefully choose Zhongyuan Consumer Finance.
In fact, there is nothing special about calling the contact person in the Central Plains consumer finance audit, mainly to verify the basic situation of the borrower. The main verification contents are:
1, the identity of the borrower
When calling the contact person, Zhongyuan Consumer Finance mainly checks the identity of the borrower with the borrower, including name, city, work situation and so on.
2. The relationship between the borrower and the contact person
Another purpose of Zhongyuan Consumer Finance to call the contact person is to determine the authenticity of the contact person and the relationship with the borrower. After all, connections are another way for Zhongyuan consumer finance to find borrowers.
Above, we introduced whether Zhongyuan Consumer Finance called the contact person. Generally speaking, the Central Plains consumer finance has made contact calls, and the majority of borrowers must be aware of it.
How long does it take for Zhongyuan consumer finance to make a phone call manually?
After applying for Zhongyuan consumer finance loan and passing the system review, there will be manual call review in the quota activation stage. 1-3 After the system is approved, the customer service will call the borrower for approval. Please pay attention to keep the phone open, and missing the audit call may lead to loan failure.
In addition, the manual audit of Zhongyuan consumer finance may call the contact person and ask the contact person to keep the mobile phone open during the audit process.
Central plains consumers will call for emergency contact if they are overdue for a few days.
Zhongyuan consumer finance is overdue for more than 15 days or the repayment person cannot be contacted for a long time, and the emergency contact person will be contacted to assist in repayment. In this case, if the user's emergency contact is family, it will contact the family directly. If the borrower fails to repay the loan for a long time, the lending financial institution will directly contact the address book user to assist in repayment.
How long is it overdue for Zhongyuan Consumer Finance to call your home?
Zhongyuan consumer finance is overdue for more than 15 days or the repayment person cannot be contacted for a long time, and the emergency contact person will be contacted to assist in repayment. In this case, if the user's emergency contact is family, it will contact the family directly. If the borrower fails to repay the loan for a long time, the lending financial institution will directly contact the address book user to assist in repayment.
Applicants should note that Zhongyuan Consumer Finance may call the lender's own phone number or contact number during the audit process. This is mainly to verify whether the applicant has provided true information and has the ability to repay the loan on time. If the phone is missed, or the contact person can't get through, then the loan review is impossible.
According to the above description, Zhongyuan consumer finance is overdue for about 2 weeks, or when the borrower can't be contacted, it will call home. Moreover, applying for a loan in Zhongyuan consumer finance is a credit investigation. If the repayment is overdue, the consequences will be more serious. Therefore, borrowers need to repay in full and on time, so as not to affect personal credit information.
Central plains consumption
Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission. Established by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. ("China Minsheng Investment" wholly-owned holding company). The company is headquartered in Zhengdong New District, Zhengzhou City, Henan Province, with an initial registered capital of 500 million yuan, and has launched two product systems: "raising money to spend" and "raising money to pay".
Adhering to the concept of "benefiting consumption and enjoying life", relying on shareholders' strong financial strength, excellent management team and strict risk control ability, Zhongyuan Consumer Finance Company will dig deep into sub-sectors closely related to residents' lives, and make rational use of shareholders and third-party resources around key target markets such as renting houses, home improvement (decoration, furniture, etc.), learning cars, home appliances, tourism, digital products, business trips, education and training, health, etc. Committed to providing individual consumers with consumer installment and credit loan services through technological innovation, channel integration, big data application and other means, building a consumer finance ecosystem, meeting customers' demand for a better quality of life, giving consumers a good consumer experience with brand-new consumer finance scenarios, and practicing the "inclusive finance" with practical actions.