Legal basis: According to Article 16 of the Regulations on Unemployment Insurance in People's Republic of China (PRC), urban enterprises and institutions shall issue certificates of termination or dissolution of labor relations for unemployed people in time, informing them to enjoy the rights of unemployment insurance benefits in accordance with the regulations, and report the list of unemployed people to social insurance agencies for the record within 7 days from the date of termination or dissolution of labor relations. After the employees of urban enterprises and institutions are unemployed, they should hold the certificate of termination or dissolution of labor relations issued by the unit and go to the social insurance agency for unemployment registration in time. Unemployment insurance is calculated from the date of unemployment registration. Unemployment insurance is paid monthly by social insurance institutions. Social insurance agencies issue receipts for the unemployed to receive unemployment insurance benefits, and the unemployed will receive unemployment insurance benefits from designated banks with the receipts.