Promote real estate market transactions
65438+February 1 1, Zhengzhou commercial housing group purchase meeting opened in Haima Park Marketing Center.
The relevant person in charge of Zhengzhou Housing Security and Real Estate Administration said that it supports the sale of group buying commercial housing. Support emerging industrial units, scientific research institutions, industrial parks, universities, enterprises and institutions to centrally purchase commercial housing to solve the housing problem of employees. Group purchase must be an existing house or a quasi-existing house with complete "five certificates" (completed and delivered within one year), and preferential treatment should be given in terms of down payment ratio, deed tax subsidy and provident fund loan, so as to encourage real estate development enterprises to give more preferential treatment.
In addition, Zhengzhou has clearly implemented the preferential tax policy for house purchase. For those who meet the requirements, the deed tax and personal income tax preferential policies for individual housing purchase shall be implemented in accordance with the regulations. From June 10, 2022 to February 3, 2023, those who buy their own houses again within 1 year after selling their own houses will be given preferential tax refund for the personal income tax paid for selling their existing houses.
According to the data of the institute, in June 2022, the sales area of commercial housing in Zhengzhou was 4.2 million square meters, down 52% year-on-year. Since the second half of this year, the phenomenon of falling market volume and price has become more obvious. The transaction scale of commercial housing has been declining for five consecutive months, 165438+ 10/26600 square meters, reaching the lowest monthly value in the year, down nearly 80% year-on-year. According to the 100-city price index of China's real estate index system, in June, 5438+065438+ 10, the price of newly-built houses in Zhengzhou fell for five consecutive months, and the price of second-hand houses fell for seven consecutive months, and the downward trend of prices did not change.
Chen Wenjing, director of market research in the Index Division of the Central Reference Institute, believes that the group purchase will be superimposed with relevant policy support, which will help boost consumer confidence, promote the transaction of those who are willing to buy houses, boost the enthusiasm of buyers to enter the market in the short term, and the transaction volume of new houses is expected to improve. In the medium and long term, the catalytic effect of group buying houses on residents who are not willing to buy houses is not obvious, and the sustainability of the follow-up market still depends on policy support and the improvement of residents' income level.
The policy of stabilizing the property market continued to be released.
In addition to group buying activities, the number of cities that have recently released policies to stabilize the property market has continued to increase.
65438+February 65438+March, Hangzhou Housing Provident Fund Management Center website news, Hangzhou Housing Provident Fund Management Committee issued a notice on adjusting the housing provident fund loan policy. The notice shows that in order to further play the role of housing provident fund credit and support the reasonable housing needs of paid employees, the relevant policies of housing provident fund loans in Hangzhou have been adjusted. It is mentioned that the settlement of commercial loans to buy ordinary housing can implement the first suite policy, that is, the down payment ratio is 30%; For the second home loan, the down payment ratio is not less than 40%.
Many regions have further relaxed the previous purchase restriction policy. On February 9, 65438, the Notice of Foshan Housing and Urban-Rural Development Bureau on Further Optimizing Real Estate Regulation and Control Policies published on the website of Foshan Housing and Urban-Rural Development Bureau clearly stated that from June 65438+February 65438 +00, newly-built commercial housing purchased in Zumiao Street, Guicheng Street, Nanhai District and Daliang Street, Foshan City can only be listed and traded after three years from the date of online signing and filing of commercial housing sales contracts. The housing purchase restriction policy was suspended in the above areas.
Prior to this, Foshan issued a policy to stabilize the property market on June 2, and the restricted purchase areas were adjusted to Zumiao Street in Chancheng District, Guicheng Street in Nanhai District and Daliang Street in Shunde District. Nanzhuang, Shiwan and Zhangcha streets in Chancheng, Nanhai, Chencun and Beijiao in Shunde, da li and Feishui in Lecong Town are no longer restricted.
"Previously, cities such as Xi, Chengdu, Chongqing and Hangzhou have begun to adjust their purchase restrictions, indicating that a new round of demand-side policy optimization has fully entered hot cities, especially new first-tier cities like Foshan. Many hot spots follow the mode of small steps and quick running, with high policy density but relatively small policy intensity each time, gradually guiding market expectations and repairing market demand. Li, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute, told the reporter.
Support families with many children to buy houses.
According to the data of the research institute, since 2022, nearly 1,000 related policies have been issued in more than 300 regions, and the policy strength has been further strengthened, and the interest rate of multi-site mortgage loans has reached a record low.
Recently, the number of cities that have introduced policies to support families with many children to buy houses has continued to increase. The "Several Measures for Optimizing the Birth Policy in Huanggang to Promote the Long-term Balanced Development of Population" recently issued by Huanggang Municipal Government shows that families with two or more children in the policy give priority to applying for affordable housing and give differential care in the choice of apartment types. From May 30, 2022 to June 30, 2023, when buying commercial housing in Huangzhou urban area, families with two children enjoy a one-time housing subsidy of 5,000 yuan, and families with three children enjoy 10000 yuan. Both husband and wife have paid the housing provident fund. If you buy self-occupied housing in this city, you can first withdraw the housing provident fund of yourself and your spouse. If you can't meet the demand, you can apply for a provident fund loan. The loan amount will be increased from 500,000 yuan to 600,000 yuan for the first suite and from 400,000 yuan to 500,000 yuan for the second suite.
On February 2, 65438, Qingdao Housing Provident Fund Management Center issued the Notice on Relevant Matters Concerning the Implementation of Housing Provident Fund Support Policies for Families with Many Children in Qingdao, which clearly stated that if a family with many children who paid housing provident fund in Qingdao purchased the first set of self-occupied housing in Qingdao and applied for housing provident fund loans, it could increase the loanable amount calculated when the family applied for loans by 20% to determine the loan amount.
65438+February 1, Anqing City, Anhui Province issued a new housing provident fund policy. If families with many children apply for housing provident fund loans for the first time to buy their own houses, the maximum loan amount will increase by 654.38+10,000 yuan.
Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that the continuous optimization of property market regulation policies in many places has a positive impact on repairing the local real estate market.
China Shipping Real Estate plans to increase its capital and hold 60% equity of Xiamen Project Company.
Viewpoint network? 2022- 12-2 1 09:24 It is understood that Xiamen Haiyao Real Estate is responsible for the development and construction of China Shipping Real Estate. In August this year, the third batch of centralized land supply in Xiamen won the 2022P 15 plot.
Viewpoint Network News: On June 5438+February 2 1 day, the comprehensive information service platform of the national property rights industry showed that the capital increase project of Xiamen Haiyao Real Estate Co., Ltd. disclosed that the funds to be raised accounted for 60% of the shares, and the amount of funds to be raised was determined on the basis of merit. The industry to which the financier belongs is the real estate industry.
It is reported that Xiamen Haiyao Real Estate is a wholly-owned holding company under China Shipping Real Estate Co., Ltd., and it is currently held by Xiamen Zhonghai Real Estate Co., Ltd. 100%. According to the financial data on September 30 this year, Xiamen Haiyao Real Estate has total assets of 265,438+75 million yuan, total liabilities of 265,438+75 million yuan, and owners' equity losses of 300 yuan.
Viewpoint The new media learned that as of June 3, 2022, the original shareholders of the financing party had provided loans to the financing party totaling 265,438+76 million yuan, with an annual interest rate of 5%. In order to ensure that the project development progress of the financing party is not affected, the original shareholders of the financing party continue to provide loans, the specific amount shall be subject to the actual occurrence, and the loan interest rate is still 5%.
Xiamen Haiyao Real Estate is responsible for the development and construction of China Shipping Real Estate. In August this year, China Shipping Real Estate won the 2022P 15 plot in the third batch of centralized land supply in Xiamen. The land area of this project is 25,500 square meters, with a total construction area of1465,438+10,000 square meters, including a construction area of 98,800 square meters. The project plans to build 8 houses.