He paid attention to the major real estate projects and real estate information in Zhengzhou for several months before, and finally prepared for a field trip and laid hands on him.
I haven't returned to Shanghai yet, and I'm still running around in one business department after another, sending us the scene map on WeChat.
Before he went to Zhengzhou to see the house, his girlfriend quarreled with him countless times about buying a house before marriage. Shanghai can't afford it. Take a step back and go back to the provincial capital of your hometown. Otherwise, a girlfriend who has been in love for many years without a wedding room will listen to the arrangement at home and get married on a blind date.
According to a friend who also bought a house in Zhengzhou, the house price in Zhengzhou has also started to skyrocket this year. She bought the same batch before May Day. It took less than half a year, and now it has increased by more than 20%.
The current situation of society is that you can't afford it now and you can't afford it in the future.
Before, there were many topics about escaping from Beishangguang, and I never seriously participated in them. When I seriously thought about where to settle down in the future, I found that Shanghai, a big city that I came to as soon as I graduated, had forced me away unconsciously.
When I was in the first grade of primary school, my parents always said that if I study hard and get ahead in the future, the whole family will have hope. Of course, for a girl, this is just an encouragement. My parents didn't put the responsibility of honoring their ancestors on my shoulders.
But my cousin really failed his parents' expectations. He has been the first in his class since elementary school, both in junior high school and senior high school. He worked hard until the summer vacation and winter vacation and never went out to play. He does papers and questions at home and keeps doing them. My relatives and I went to his house, and Uncle menstruation looked smug, because my cousin never let them worry about their studies and won the first prize every year.
In the first year of college entrance examination, my cousin didn't get into one school, but she was in two schools. Then the whole family had a meeting and finally decided to let him repeat it. Then another year, it was like hell for me. I estimate that he has done at least two sacks of papers this year.
Finally, in the second year, I was admitted to a key university, Tsinghua University. This is the brightest road that a rural child can see. The school rewarded him with 60 thousand yuan, and the local government also paid his cousin's tuition and fees for the first year. The status of the whole family in the village reached its peak in an instant.
You can't imagine how strong the desire of rural people to turn over by education is. It is no exaggeration to describe yue longmen as a carp.
My aunt and uncle borrowed a lot of money for my cousin to go to school. One went out to work and the other farmed at home to take care of the elderly. Now my cousin has been admitted to a famous university. That night, my aunt took my mother's hand and kept saying that there would be a future, and those debts could finally be paid. I am full of confidence in a bright future.
Then, it is a four-year university.
My cousin's intelligence and wisdom in middle school gradually disappeared in college, but he knew almost nothing about manners, social skills, electronic products for boys, fashionable clothes for girls and all the contents involved in chatting between classmates except textbooks.
When my cousin was a junior, I went to college and bought a train ticket to see him all the way. At that time, he was already a very ordinary person, and he couldn't see any high spirits in middle school, and even it was difficult to keep up with his thesis credits.
Senior internship, invested more than 200 resumes, and finally lowered the standard and became an ordinary grass-roots employee of a medium-sized enterprise. The internship salary is less than 2000 yuan, except for rent, transportation and meals, which are all negative, and you have to rely on your family to support you.
Some of his college classmates went directly to state-owned enterprises after graduation, and some entered foreign companies with fluent foreign language and piano certificate 10. And my cousin, oral English is the biggest problem. No matter how hard the university works, it can't compete with other English teachers since childhood. Not to mention the specialty, even the whole family is trying to make money when they go to school, and there is no spare money to go to interest classes.
Now working in Shanghai for more than two years, the monthly salary is more than 10 thousand before tax, which is normal. Compared with his peers in his family, it is naturally much better, but in Shanghai, it is only a salary that can normally maintain the general standard of living.
It was not until the beginning of this year that the money borrowed by his family for his schooling was paid off by the money sent back every month.
My cousin, who is just a passer-by in Shanghai, will wave his hand back to his hometown or retire to a second-and third-tier city after giving five insurances and one gold and personal income tax in this city for several years.
The success of many people is not just the accumulation of one generation. If your parents, even grandparents, spend a lot of money and energy on you from an early age, it is really much better than relying solely on their own efforts to study and awaken their minds, and then starting to struggle after graduation in their twenties.
The new poverty of rural families is education poverty. The lower the income, the higher the proportion of funds invested in children's education, which leads to debt.
Children go to college according to social class and region. There is a big gap between the hukou of Beishangguang and the scores of children in Yulu. My cousin was admitted to Tsinghua with a score of 600 in the college entrance examination, and his classmate was admitted to Beijing with a score of 400. One point can lead to more than 1000 rankings. Who gave the difference of 200 points?
When I graduate, it will be another time to open the gap. It is best to be admitted to a famous university, but the scores of small places are generally two or junior college, because the tuition fees of three books are too high for the family to afford. It is one thing for enterprises to recruit people to see their academic qualifications now. Dress, talk, and expertise can all determine whether you pass or leave.
And these projects, each one, are inextricably linked with your background and family economic level.
When my cousin was admitted to Tsinghua, my aunt finally finished this sentence. Now look at it. That's ironic
Although I don't study economics, I still know the Matthew effect.
For example, the boss of a friend of mine recently invested in several small-budget movies and bought them out without going to the cinema.
A movie costs 800,000 yuan, and a * * * invested in two movies. After the filming, iQiyi bought it for 6.5438+0.6 million, which means there is no risk and the income can easily be doubled.
This is the investment of the rich, and its rate of return is much higher than the socio-economic growth rate. A lot of resources and opportunities are concentrated in the hands of a few people, making the rich richer. And we ordinary people, who will ask you to invest? Most of our investments are financial platforms, stocks, or investment financial companies that have been making a lot of noise in the past two years, and they have also absconded with money.
Sometimes we don't even manage money, because there is still a big threshold waiting for you.
An old classmate of my cousin's is going to help the whole family buy a house this year, and the down payment has been made up. As a result, a new policy was issued in Shanghai, and the social security payment was less than five years, so it was not qualified to buy a house. Well, she is really less than five years old, but according to the soaring housing prices in Shanghai this year, she will have to wait another two years to qualify. It is estimated that this money is not enough, let alone a down payment. So she chose to buy it in her hometown and the provincial capital city.
Not only buying a house, but also the registered permanent residence is a big problem.
There will be a lot of chicken soup or successful inspirational theories. Who became an entrepreneur by personal efforts, and what is the annual income, but this is only a small part.
Most people's success is inseparable from family accumulation.
They inherited their parents' wealth. The wealth here is not only cash, but also contacts, including ideas, and unique educational resources. Ordinary families in rural areas or cities really can't beat it.
American physical society academician Barabbasi mentioned in his book Outbreak that 93% of human behaviors are predictable, while the remaining 7% are unpredictable people who have changed the world.
Never mind how this algorithm comes from, current events make heroes. Every dynasty changes, or in an extraordinary period, there are always a few people who become successful people, leaders or heroes admired by everyone.
I, on the other hand, clearly realized that if I hadn't married a very capable person or a local, I couldn't have settled in Shanghai within ten years by my own efforts. Ten years later, I am no longer young, and I can't predict what new policies and standards will be introduced in Shanghai.
Therefore, I didn't escape from Beishangguang, but was invisibly screened out by Shanghai and became a forced person.