Legal basis: Notice of the People's Bank of China, the China Banking Regulatory Commission, the Ministry of Public Security and the State Administration for Industry and Commerce on Strengthening the Security Management of Bank Cards and Preventing and Combating Bank Card Crimes.
(12) Strengthen ATM inspection and monitoring. The ATM terminals deployed by the acquiring institution shall meet the requirements of the Specification for Bank Card ATM Terminals (JR/T0002-2009) to ensure the security technology of ATM. The acquiring institution shall establish a regular inspection system for ATMs to discover and eliminate potential risks in time. It is necessary to strengthen the inspection and monitoring of ATMs in the evening, night and other high-risk periods, improve technical measures, and create conditions to realize real-time monitoring of ATMs. It is necessary to promptly remind customers of the new means and new trends of criminals using ATM machines to commit crimes, and improve customers' safety awareness and self-protection ability. After discovering the traces of criminals' crimes, the acquiring institution shall immediately report the case to the public security department and assist in solving the case.
(thirteen) the implementation of POS machine safety technical standards. The acquiring institution should strengthen the management of POS application, parameter setting, program filling, use, replacement, maintenance and cancellation, establish a complete management system covering all links, and standardize the version control of POS terminal programs. In order to strictly implement the safety technical standards of POS machines, all kinds of POS machines should meet the requirements of the Specification for POS Terminals of Bank Cards (JR/T000 1-2009). It is necessary to improve the security management of POS machine keys and parameters, ensure that different POS machines use different terminal master keys, and change them regularly (that is, "one machine with one secret"). POS machine keys and related parameters must be managed by the personnel designated by the acquiring institution. Areas and institutions that fail to meet the requirements and complete the transformation of one POS machine with one secret must complete the transformation before the end of 20 10. It is necessary to set and keep the passwords of POS terminal maintenance personnel, cashier supervisors and cashiers in strict accordance with regulations, and increase the frequency of password replacement.
(14) controls the installation of mobile POS machines. The acquiring institution should be cautious about the application of special merchants to install mobile POS machines. In addition to aviation, traffic fines, door-to-door charges, mobile sales, logistics distribution and other businesses that really need to use mobile POS machines, other types of merchants are not allowed to install mobile POS machines in principle. The acquiring institution should adopt stricter technical means to effectively track and monitor the use of mobile POS machines. In principle, mobile POS machines shall not be allowed to be used across regions, and the roaming function of SIM cards of mobile POS merchants shall be blocked. For merchants who do have cross-regional demand for mobile POS machines, the acquiring institution should strictly verify and confirm and open them after approval by the headquarters, and report the relevant information to the People's Bank of China. It is necessary to strengthen the return visit to merchants who install mobile POS machines. If a merchant is found to use the mobile POS machine privately or beyond the scope, his acceptance qualification will be cancelled, and relevant information will be entered into the credit information system of China People's Bank and the risk information sharing system of China UnionPay bank card. The acquiring institution should strengthen the management of low-cost acceptance terminals with low security such as telephone POS.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.