Mainly because the dividend type of Xin worry-free pension insurance belongs to dividend insurance, and the main income comes from the policy dividend; Moreover, the dividend income of dividend insurance itself is uncertain, and naturally the income of this product cannot be fixed.
In this regard, next, the senior school sister will give you an evaluation of the dividend-paying type of Xin's worry-free old-age security and provide you with a reference case.
Before you start, if you have any questions about insurance, friends may wish to click below to find out: Super Full! Everything you want to know about insurance is here.
In order to make it easier for everyone to have a preliminary understanding of the dividend-paying type of Xin Worry-Free Old-age Security, Senior Sister arranged the general situation of this product into the following figure:
As can be seen from the above figure, the dividend-paying type of Xin Worry-Free Old-age Security is a product that supports people born 30 days (inclusive) to 65 years old, and the guarantee period is 5 years.
Before it's too late, senior, let's see what guarantee function this product has!
Secondly, if you are not familiar with Bohai Life Insurance and are worried that it is not reliable, then the following article must be read: How about Bohai Life Insurance? Is the product worth buying? The answers are all in this article!
1. Insurance conditions
65-year-old insurance age limit +5-year guarantee period, it can be seen that Xin Worry-Free Pension Security Dividend is an old-age security product mainly based on short-term protection.
Moreover, the payment period of this product needs to pay off all premiums in one lump sum; Considering that the dividend of Xin Worry-Free Pension Insurance is a short-term guarantee, it is reasonable.
2. Safety content
In terms of security content, the bonus of Xin Worry-Free Old-age Security provides expiration protection and death protection, as well as rights protection such as policy loans.
It should be noted that dividend insurance is not suitable for everyone. The key point is to choose the insurance products that suit you according to your own insurance needs.
Finally, for the small partners who do have the demand for dividend insurance, the senior sister has compiled an insurance strategy for your reference: what the salesman will not tell you about dividend insurance.
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!