1. Creditors should first keep relevant loan evidence. If repeated reminders still fail, it is suggested that they can bring a lawsuit to the people's court with jurisdiction as soon as possible and apply for property preservation if necessary.
Legal basis: People's Republic of China (PRC) Civil Procedure Law.
Article 100 If the judgment may be difficult to execute or cause other damage to the other party due to the behavior of one party or other reasons, the people's court may, upon the application of the other party, order the property to be preserved, order it to do certain acts or prohibit it from doing certain acts. If the parties do not apply, the people's court may also order the adoption of preservation measures when necessary.
2. Security risks: The current routine loan is against the criminal law. This is a criminal act, and criminals should be investigated for criminal responsibility and sentenced according to their specific charges. Therefore, after the parties encounter a routine loan, the most correct handling process should be to call the police and let the public security organs investigate. After the investigation, the people's procuratorate will initiate a public prosecution and investigate its criminal responsibility.
3. Personal suggestion: Once you find yourself being "loaned", you should call the police immediately, consult a lawyer and ask for help at the first time, and inform your relatives and friends around you for help. Everyone gathers firewood and the flames are high. Never hide the truth because you are afraid of being scolded or being called stupid by others. Let everyone give you advice, let the matter itself be exposed to the sun as much as possible and put forward the correct way to deal with it.