Ranking of high-end medical insurance companies (in no particular order)
1, Fosun United Insurance Company
Compared with some senior insurance companies specializing in high-end medical insurance, Fosun United Insurance Company is a rising star and a growth period. However, Fosun United Insurance Company was established on 20 17 and has developed rapidly in recent years, with branches in first-tier cities such as Guangzhou, Beijing, Shanghai, Sichuan, Foshan, Dongguan, Jiangmen, Zhongshan, Huizhou, Zengcheng, Jiangsu and Chongqing.
Fosun United Lejian, a subsidiary of Fosun United, has a medium-term medical insurance of one million yuan, including advance payment of hospitalization expenses and value-added services for critical illness. Have a good underwriting responsibility, and can flexibly choose different hospitalization deductibles, emergency care and special medical responsibilities. The deductible can be selected according to your own needs. The minimum 0 yuan can supplement outpatient and emergency services, and it is still possible.
2. AIA Life Insurance
In order to improve the ranking of high-end medical insurance companies, AIA definitely has a place, which is specially formulated for middle-class and high-net-worth people. Not only AIA Life Insurance Company and major hospitals can directly settle accounts, but also inpatient and outpatient services can be directly paid. And underwriting is relatively loose.
AIA Life's worry-free high-end medical insurance 202 1, worry-free high-end medical insurance 20265438 and AIA III are all open. In particular, the payment price of this insurance is relatively grounded, which is 2-3 times more expensive than ordinary million medical insurance, but it is still affordable for dual-income families and the middle class with better conditions.
This product can reimburse AIDS, mental illness, postoperative care, emergency rescue, out-of-hospital cancer drugs and other guarantees.
3. Ping An Health Insurance Company
Ping An Health Insurance Company belongs to Ping An Insurance Group, and its popular 20-year version of Ping An E Life Insurance is a household name. Relying on the advantages of Ping An Insurance, it has many branches in Beijing, Shanghai, Guangdong, Jiangsu, Zhejiang, Shenzhen, Liaoning, Tianjin, Sichuan, Chongqing, Hebei, Henan and Hubei.
4. Bupa Insurance Company
High net worth users pay attention to the ranking of high-end medical insurance companies. In fact, Bupa's "Bupa respects Shang" high-end medical insurance is also excellent. Bupa has branches in China and Beijing, covering daily medical outpatient service, hospitalization and surgery, as well as special items such as obstetrics, acupuncture, dentistry and optician. In some high-end medical hospitals in first-tier cities, such as Beijing, Shanghai, Guangzhou, Hong Kong and Shenzhen, there is even an unlimited amount of insurance, and you can enjoy medical treatment around the world at will.
The underwriting of medical insurance is more demanding on the body than the critical illness insurance, because the insurance company bears more risks. However, the payment of high-end medical insurance is more expensive, usually ten times that of critical illness insurance. From the perspective of underwriting, it is more beneficial to people with physical diseases and the threshold will be looser.
However, the renewal conditions of many high-end medical insurance are reviewed once a year, which still needs to be improved compared with the popular million medical insurance. If you are in average health, can't pass millions of medical insurance, and have the ability to pay continuously, you can try to buy high-end medical care. Take a 30-year-old man as an example. Millions of medical insurance is 200-300 per year, and high-end medical insurance is 2000- 10000.
The content analysis of the ranking of high-end medical insurance companies is here, hoping to help everyone.