After the earthquake, the house lost its mortgage. Do I have to return it?
Under normal circumstances, the house collapses after the earthquake, and the mortgage will continue to be paid. ? The key question is whether the owner is dead. If a person dies, there is no inheritance and there is no need to pay it back. If there is an inheritance, it will be used to repay the loan first. People are alive, and the collapse of the house due to the earthquake cannot be used as a reason not to repay the mortgage. ? According to the contract signed between the bank and the borrower, the borrower has the obligation to repay as long as he is alive.
Why does the pit tremble when the house is higher?
1. Theoretically, the higher the building, the greater the earthquake force. This is also the reason why people who feel higher are less safe. However, the high-rise design is also strictly seismic design, which is essentially consistent with the seismic fortification requirements of low-rise buildings.
2. Nevertheless, considering all kinds of factors, the seismic capacity of the house always queues up. Structures with good seismic ductility include steel structure, concrete structure and brick-concrete structure.
Therefore, the shorter the house, the better. Most buildings below 6 floors are brick-concrete structures, which have poor seismic capacity, even worse than concrete high-rise buildings with 20 ~ 30 floors. If ordinary people choose a house, they should choose the concrete shear wall structure within 15 floor.
4. The frame structure is relatively strong and earthquake-resistant, which is more common in buildings with floors above 10; Frame shear wall structure is better, and pure shear wall structure is better. There are also strong steel structures, which are mostly used in shopping malls, passenger stations and other buildings, and are also widely used in Japan and other countries. It has good flexibility and can absorb earthquake force, but its cost is high.
5、? At present, most high-rise buildings with more than 30 stories are frame-shear wall structures, which were not damaged in Wenchuan earthquake and have good performance. According to reports, the shear wall is a concrete structure with high stiffness, strong horizontal seismic capacity and strong strength. So don't look at the height of the building, the key is the building structure.
6、? Remind people who are going to buy a house that the design of the house has clear indicators. Before buying a house, you can consult the developer, or ask for relevant documents to check the seismic fortification standard of the property, which cannot be lower than 7 degrees. The higher the seismic grade, it means that the more materials are invested, the better the safety.
After the earthquake, the house lost its mortgage. Do I have to return it? Why does the pit tremble when the house is taller? The above article is about related issues in this respect. Although everyone doesn't want to encounter an earthquake, if the earthquake collapses the house they bought, then everyone still has to pay back the mortgage. Everyone must know this problem.