Loan conditions of Taizhou Bank
Taizhou Bank cannot have more than three net bags. 1. Age condition: I am between 25 and 55 years old. 2. Working in the current unit for more than half a year, and the average monthly income within half a year cannot be less than 3,000 yuan. Some first-tier cities and some second-tier cities have higher conditions (Shenzhen, Shanghai, Beijing, Hangzhou) of not less than 4,000 yuan; 3. The credit record is good, and customers who have not applied for a credit card cannot apply; 4. Have a stable and continuous wage income. Meet the above conditions can apply for a credit loan from Taizhou Bank. The minimum loan fund is 30,000 yuan and the maximum is 300,000 yuan.
2. Where is the loan interest invoice issued by Taizhou Bank?
You can apply for an invoice for bank loan interest in the invoicing hall of the tax bureau. You can apply for an invoice for bank loan interest in the invoicing hall of the tax bureau. Go to the billing hall of the bank loan interest bureau to apply for billing. The invoice of bank loan interest can be sent to the tax bureau.
3. How to get a loan in Taizhou? You need to borrow 5W and pay it off in two or two years. How much do you pay each month?
The loan amount of housing provident fund needs the information of the lender's monthly payment, repayment age, proposed loan time and so on to calculate.
1. To apply for a provident fund loan, the applicant must continuously deposit the provident fund for 12 months, and the deposit status of the provident fund is normal when applying for a provident fund loan (loans overdue for more than 1 month will not be accepted). The maximum loan amount of commercial housing shall not exceed 70% of the total house price, and the maximum loan amount of second-hand housing shall not exceed 60% of the deed tax unit price.
2. The formula for calculating the personal loan amount of provident fund: (the amount paid in the current month × the total number of months from now to the statutory retirement age) × 2;
3. Legal retirement age: female 55 years old; Male 60 years old. The longest loan period is 25 years.
4. This formula is applicable to the direct calculation of users who buy first-hand real estate. For second-hand real estate, due to factors such as the evaluation price, transaction price and deed tax price of the house, the specific loan amount can only be answered after the provident fund center has reviewed the information.
5. At present, the maximum amount of housing provident fund varies from place to place, so it is necessary to consult the housing provident fund center where the house is purchased.