1. The process for the guarantor to inquire about the repayment of the lender: go to the borrowing bank or the local people's bank with the guarantee contract to ask the lender for a detailed record of the repayment discipline.
2. Guarantor: According to the provisions of the Guarantee Law, when performing the debt, the guarantor shall perform the debt or assume the responsibility as agreed. The third person here is the guarantor, including the legal person who has the ability to pay off the debt on behalf of him, and other groups are the creditors of the principal debt. Here-performing the debt or taking responsibility according to the agreement-is called guarantee debt, and some people call it guarantee responsibility.
3. Special provisions on the qualification of guarantor:
First of all, representatives, other organizations or citizens can act as guarantors. The people will not support the establishment of legal persons, other organizations or natural persons as guarantors, and ask for exemption from guaranty liability.
Second, according to the relevant provisions of the General Principles of the Civil Law, individual industrial and commercial households and citizens who are contracted to operate in rural areas as guarantors can also be individual industrial and commercial households and rural contracted households.
Three, can be used as a guarantor, including: registered in accordance with the law to obtain a business license of wholly-owned enterprises, partnerships; A joint venture registered in accordance with the law and obtained a business license; Chinese-foreign contractual joint ventures registered according to law and obtaining business licenses; Social organizations approved and registered by the civil affairs department; Township, street and village-run enterprises that have been approved to register and obtain business licenses.
Fourth, if the enterprise law authorizes in writing to provide a guarantee, the guarantee contract is invalid. Functions and functions of enterprise legal persons.
Fifth, public institutions and social organizations aiming at public welfare may not act as guarantors. If there are no other circumstances that cause the guarantee contract to be invalid, the guarantee contract signed by it shall be deemed valid.
Sixth, in the process of accepting loans from foreign governments or international economic organizations, state organs can act as guarantors with the approval of the State Council. It is not allowed to do it under other circumstances.
2. How to find out who is the guarantor of the lender?
Banks can check it, and personal credit information can also be read.
Third, how to check the company's guarantor?
Log on to the credit information system of the People's Bank of China, and inquire about external guarantees and liabilities.
Guarantees are contingent liabilities, but some of them are not systematic, such as private lending. External guarantee refers to the external guarantee issued by domestic institutions (except domestic and foreign financial institutions) in the form of letter of guarantee, standby letter of credit, promissory note and draft. Because the inquiry of external guarantee of enterprises involves the guarantee of bank loans, we can determine the financing guarantee of enterprises by inquiring about the credit information system of the People's Bank of China.
If it is the guarantee of private lending, you can't find it if the enterprise doesn't provide information on its own initiative. Many enterprises buy M&A business, all of which are planted on the external guarantee of enterprises.
4. How to check the loan guarantor of Anhui Jinnong Mobile Bank?
In the loan information. 1. First log in to Anhui Agricultural Bank on the mobile APP for inquiry. 2. Click on my loan order, select the guarantee information and query the guarantor.