Can mental illness be covered by medical insurance?

Jiangsu Provincial Medical Insurance Bureau recently issued a notice to include the "psychotherapy" project in the scope of medical insurance payment. Since 2022, 165438+ 10 1 has been implemented uniformly in the whole province. Different types of hospitals have different payment standards for medical insurance, and the proportion of individual advance payment is 20%. The part where the actual cost exceeds the medical insurance payment standard shall be borne by the patient.

It is not the first time that psychotherapy has been included in medical insurance in Jiangsu. Previously, Beijing, Guangdong and other places have also done pilot projects. At present, the inclusion of psychotherapy in medical insurance is only a local policy, and it has not been promoted nationwide, but the significance of local trials first is extraordinary.

Psychotherapy is a topic that we should not ignore. In 20021year, the China National Mental Health Development Report (20 19—2020) released by the Institute of Psychology of Chinese Academy of Sciences showed that in 2020, the detection rate of depression among adolescents in China was 24.6%, among which the detection rate of severe depression was 7.4%, and the detection rate of depression showed an upward trend with the growth of grades.

One has to grow up. With entering the campus, workplace, etc. All kinds of pressure and competition will bring some psychological troubles to some people. Even the elderly, because of the loneliness and pessimism caused by the decline of physical function, psychological problems can not be underestimated.

However, due to various practical factors, psychological problems have not been fully solved in China for a long time. After family members have psychological problems, many people will avoid or even avoid seeking medical treatment. Words like "You just think too much" and "You are too introverted" are often excuses for people to avoid psychological problems.

An important significance of psychotherapy in medical insurance is to remind the public that mental illness is also a disease, just like a cold and fever. If a person has psychological problems, he can go to see a doctor openly. Facing up to psychological problems can largely eliminate the shame of patients and their families and help patients receive treatment generously.

Source: Xinhua News Agency Author: Xu Jun

Another practical significance of incorporating psychotherapy into medical insurance is that it helps to reduce the medical burden of patients and their families. In some big cities, the cost of a psychological consultation for experts with deputy senior titles or above approved by the price department is often several hundred yuan. This is a big expense for ordinary people. If the treatment takes a long time, patients may give up treatment for financial burden. Incorporating psychotherapy into medical insurance will enable more patients with mental illness to enter the hospital with confidence.

Just like the development of many diseases has a process, mental illness also has a serious degree. For example, a student can't get over it because he didn't do well in an important exam, and a young man feels disillusioned because he is unemployed. These initial psychological symptoms, if treated with psychological counseling, may make the parties return to the normal track more smoothly. However, if left unchecked, the negative emotions of the parties may accumulate and eventually develop into psychological or mental diseases such as depression, mania and bipolar disorder. When psychotherapy is included in medical insurance, it should be said that it can take on the function of "preventing diseases" to a certain extent, that is, before the psychological problems of the parties reach a serious level, their diseases will be eliminated in the bud and initial state.

With the development of today's society, we should no longer avoid the problem of mental illness. On the contrary, bringing psychotherapy into medical insurance is the beginning of a beneficial exploration, which is expected to help related patients and their families get out of the psychological haze as soon as possible.