One month before the Spring Festival, He Xiaomei's girlfriends had already started to discuss buying a house in their hom
One month before the Spring Festival, He Xiaomei's girlfriends had already started to discuss buying a house in their hometown during the Spring Festival. Although there are only four people in this group, they are located in three places in China, namely, Beijing, Shanghai and Nanjing. Their idea is to go back to China to buy a house. With the arrival of the annual Spring Festival homecoming tide, home ownership has become popular. According to the 20 19 Survey Report released by 58 Tongcheng and Anjuke, 52.7% people have the intention to go back to their hometown and buy a house in neighboring cities. Compared with 58.7% in 20 18, the proportion of people planning to return to their hometown in 20 19 decreased slightly, but still exceeded half, among them, the post-90 s became the main buyers.
During the annual Spring Festival, many people make plans to go home.
data
More than half of them are willing to go back to China to buy a house.
Every Spring Festival is a shocking migration movement. Lian1Oct.7, deputy director of the National Development and Reform Commission, said that according to the preliminary forecast, the number of tourists sent by Spring Festival travel rush will reach 2.99 billion this year, up by 0.6% over the previous year in Spring Festival travel rush.
Behind the great migration is the wave of returning home to buy homes, which is not only an obsession with hometown and family, but also a helpless choice under the high housing prices in big cities. More importantly, in the process of urban development, the industrial spillover of big cities, the rise and opportunities of new first-,second-and third-tier cities.
According to the 20 19 Survey Report released by Tongcheng and Anjuke, 52.7% people have the intention to buy a house in their hometown and surrounding cities, and another 38.0% people choose to stay in the big city where they work. Compared with 58.7% in 20 18, the proportion of people planning to return to their hometowns in 20 19 decreased slightly, but still exceeded half.
He Xiaomei is one of the millions of home buyers. She has worked in Shanghai for seven years, but she has been unable to buy a house because of her academic qualifications. Two years ago, she had the idea of buying a house around Shanghai, but she missed the opportunity when she hesitated. In desperation, she turned her attention to her hometown city-Zhengzhou, the capital of Henan Province.
However, He Xiaomei has no plans to work in Zhengzhou at present and in the future. "Shanghai can't buy it, and Shanghai can't afford it. The money in hand has depreciated and there is no sense of security. Zhengzhou is developing very well now. Buy a set first, focusing on investment. Even if you don't sell it, you will have a nest when you are old. "
Following in the footsteps of He Xiaomei, there is also fellow villager Zhang who works in Shanghai. She is not entitled to have more money. In her words, "I can barely pay a down payment for the money I have worked hard for these years in Zhengzhou, but I have to tighten my belt to buy a house, otherwise it will be too shameful."
Chart data source: 58 Tongcheng, Anjuke
choose
Going home or buying a house around Beijing?
Although it has become a trend to return home to buy a home, there has never been a standard answer to the question of staying or staying.
The survey results of 58 people who are unwilling to return home in the same city and Anjuke show that career development and family life are still the decisive factors for people to choose where to buy a house. 59.6% people think that buying a house in the working city is because the working city is more suitable for career development, and 19.2% people stay in the big city for the other half or children.
Going back to his hometown to buy a house or staying in the city where he works is a very tangled thing for Xiaohui. After working in Beijing for six years, she has been qualified to buy a house, but the high house price, high down payment and mortgage beyond her ability have killed her dream of settling down in Beijing, and traveling around Beijing and returning home to buy a house has become the second best choice. However, there are restrictions on buying houses around Beijing, and you can only choose commercial projects. Because of the limited value-added space and the difficulty of reselling, most people are not optimistic about the commercial projects around Beijing. "I consulted many people and didn't recommend me to buy it." Xiaohui said, but with the relocation of the Beijing sub-center, the prices of commercial projects such as Yanjiao began to rise. "I'm a little panicked."
Compared with commercial projects around Beijing, a friend suggested Xiaohui go back to Zhengzhou, the capital of Henan Province to buy a house. In recent years, with Zhengzhou's prominent position as a hub in central China and its positioning as a new first-tier city, its development has advanced by leaps and bounds, and house prices have also ushered in a wave of rise. Xiaohui was a little touched. "Go home to see the house during the Spring Festival, and even if you can't live, you can go back to support the elderly."
trend
After 90, it became the main force to return home.
He Xiaomei and Zhang Xiaoya are both post-90s. Their wages in first-tier cities are not too high and they are very frugal. They hope to buy a house of their own through hard work. Similar to them, more and more young people have joined the tide of returning home to buy their own homes.
20 19 house purchasing survey report shows that the post-90s generation has become the backbone of house purchasing, accounting for 62. 1%, and the post-80s generation accounts for 20.0%. With the age of getting married and starting a business after 90, the need to buy a house is gradually emerging, and the demand for returning home is also relatively strong.
Judging from the reasons for buying a house, 42.8% of those who intend to go back to their hometown to buy a house choose to go back to their hometown and its vicinity for future development planning, which is nearly double that of 20 18. In addition, 24. 1% people go back to their hometown to buy a house and get married. It is worth mentioning that 15.9% of the respondents took improving the living environment of the elderly as the reason for returning home.
From the source of the house purchase money, 53.8% people want to buy a house through their own efforts, 32.9% people choose to pay part of it with their families, 13.3% people will buy it with the other half. According to the survey data of Anjuke Real Estate Research Institute, 7 1.3% people will buy a house in the form of a loan.
point out
Returning to China to avoid "into the pit"
Home ownership has become a trend for the following reasons: First, housing prices in big cities remain high, and the pressure of "floating population" to buy a house in their work units has intensified. Many people's quality of life has greatly declined under the pressure of mortgage repayment. Second, people who are mainly migrant workers, either to improve their living conditions or to get married and return home. Third, many second, third and fourth tier cities, especially around big cities, have developed rapidly in the past two years. Whether it is investment or future work needs, returning home to buy a house has become an option.
How to choose a city? How to choose a region? How to choose real estate? You need to keep your eyes open and watch out for into the pit. Jaco, chief analyst of 58 Anjuke Real Estate Research Institute, believes that returning home buyers should pay attention to two points. First of all, make clear whether your demand for housing is for your own living or for improving your parents' living standards, rather than blindly buying, otherwise the property may become a long-term idle asset. Second, we must fully understand the changes in housing prices in the returning cities. Because the third-and fourth-tier cities and below have experienced a round of "shed reform" to destock, house prices are mostly at the high point in recent years, and even some cities have started to decline from the high point. When buying a house, you need to know more about the price changes, don't rush to sell, and you can't have the short-term profit psychology of "real estate speculation".
Yan Yuejin, research director of the think tank center of Yiju Research Institute, reminded returning home buyers, "If you buy a house in a third-and fourth-tier city, you need to pay attention to the problem of repeatedly delaying the delivery of the house, and be careful to encounter unfinished real estate.
In addition, the insiders concluded that the first thing is to understand the purchase policy, such as purchase restriction, loan restriction, provident fund and settlement policy. The second is to choose a good location and supporting facilities, which is the general rule, whether it is the first or second line or the third or fourth line. The third is to optimize brand housing projects, especially in third-and fourth-tier cities. Whether it is the quality of the house, the delivery time or the value-added space, it is guaranteed. If it is not a brand housing enterprise project, we must pay attention to the project qualification. Fourth, in the choice of huxing, try to buy mainstream huxing with transparent north and south, such as three-bedroom, which is a good choice for both self-occupation and future sales.
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