The more comprehensive the natural evaluation, the better. Limited to space, seniors will analyze other angles as follows:
"I heard that Ding Cheng is constantly building blocks with abundant protection on critical illness insurance. Is it true?/You don't say. 》
1. How about Dingcheng Life Building Block Critical Illness Insurance? OK or not?
As usual, let's take a look at the product form of Dingcheng Suibao Building Block Critical Disease Insurance:
Ding Cheng's building block critical illness insurance is not too high, mainly involving the insurance age and waiting period, so the senior sister will not talk nonsense.
Secondly, the content of Dingcheng self-insurance building block critical illness insurance is divided into basic responsibility and optional responsibility.
The basic responsibilities include serious illness insurance, death or high physical disability insurance, terminal illness insurance, extra insurance for specific serious diseases, basic screening care insurance for malignant tumors and specific screening care insurance for malignant tumors, which is particularly comprehensive.
In terms of optional liability, Dingcheng self-insurance modular critical illness insurance not only provides common mild and moderate illness protection, but also provides five other practical protection, which is convenient for everyone to freely match according to their needs.
Space is tight. Next, senior sister focuses on the protection of specific serious diseases and high recurrence diseases.
1, specific critical illness protection
Dingcheng's self-protection modular critical illness insurance has strengthened the protection for some children's specific critical illness, men's specific critical illness and women's specific critical illness according to the extra premium for specific critical illness.
Let's talk about the types of diseases first. Ding Cheng's building block critical illness insurance is more severe.
For example, "children-specific serious diseases" include severe aplastic anemia, leukemia, severe hand-foot-mouth disease, severe Kawasaki disease and other major diseases that occur frequently in childhood; "Serious diseases peculiar to women" include malignant tumors in breast, cervix, ovary, fallopian tube and other parts-serious.
In addition, the compensation for this guarantee is very good. Take a child's specific serious illness as an example. If the minor insured is diagnosed as suffering from the agreed specific serious illness of children, he can get 100% of the insurance amount, that is, 200% of the total insurance amount, in addition to the serious illness insurance money with the compensation amount of 100% of the basic insurance amount.
This means that even if you only buy 300,000 insurance coverage at the time of insurance, you can get 600,000 because of your child's specific serious illness and meet the claim requirements, which can greatly alleviate the economic pressure caused by serious illness.
2. Secondary compensation for high recurrence diseases
We should know that some cardiovascular and cerebrovascular diseases, such as severe acute myocardial infarction, severe stroke sequelae, malignant tumors, etc., are all serious diseases with high recurrence rate.
The first diagnosis of this disease will cost a lot of money to treat. If it recurs unfortunately, the subsequent expensive treatment costs will inevitably bring a heavy economic burden to patients and their families.
In view of this, Dingcheng's self-protection building block critical illness insurance has specially set up optional responsibilities for secondary compensation for high recurrence diseases-secondary severe acute myocardial infarction or severe stroke sequelae insurance and secondary malignant tumor insurance, which is very thoughtful.
In this way, if the insured relapses after being diagnosed with this disease, he can also make up the economic loss with the help of insurance money, without having to bear it all by himself.
Pay attention to malignant tumors-friends who have suffered many compensations can also learn about Versailles plus, which is very eye-catching:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
2. Is Dingcheng Life's building block critical illness insurance worth buying?
On the whole, the satisfaction of Dingcheng's self-protection building block critical illness insurance is mainly in the protection content, such as the protection for specific critical illness and the secondary compensation for high recurrence diseases. It is very commendable and is a distinctive product.
However, there are many better products on the market, so it is not too late for you to compare them before taking out insurance.
"Top Ten Hot Inventory of Critical Illness Insurance Worth Buying"
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