A written document issued by the guarantor.
When providing a guarantee, the guarantor needs to issue a written document to the borrower and provide the guarantor's own credit certificate. If you can't obtain the relevant guarantee content provided by the natural person, you can apply to a professional guarantee company, and the guarantee company will provide guarantee for the borrower. When obtaining a guarantee through a guarantee company, it is necessary to pay a certain guarantee fee to the guarantee company. No matter whether a natural person or an institution provides a guarantee, it is necessary to meet the lender's guarantee requirements in order to guarantee successfully.
Second, the guarantor must meet the conditions.
China citizens with permanent residence in China, permanent residence in local towns (or valid residence certificates) and full capacity for civil conduct; Have a legal occupation and stable economic income (monthly salary income should be above 1000 yuan), and have the ability to repay the loan principal and interest on schedule; The borrower's unit must be an administrative department, enterprise or institution recognized by the lender and having a good cooperative relationship with the lender, and the lender will pay wages on its behalf; Law-abiding, no illegal acts and bad credit records;
The demand for loans has always existed, no matter what the situation, users have the demand for loans. Many banks also have micro-loan business, which can provide users with capital needs. Many citizens neglected some details because of carelessness when handling private microfinance, which led to the unsuccessful application of private microfinance. It is best to provide a reliable guarantor when handling small loans, so as to ensure the smooth loan.