PICC auto insurance large claims process:
Danger: There has been an accident.
Reporting: General insurance companies require reporting within 48 hours of the incident.
Survey: After the insurance company reports the case, it will send survey personnel to the site for preliminary survey to determine whether it belongs to the insurance responsibility, whether the traces are consistent and whether it is true.
Damage determination: according to the trace and degree of the lost parts, the site will be preliminarily damaged or directly to the repair shop, 4S shop and damage determination center.
Nuclear price: Some insurance companies will verify the loss in the later stage to see whether the actual price of repairing or replacing accessories is reasonable.
Nuclear loss: according to the investigation and nuclear price, a comprehensive conclusion of loss is given.
Indemnity: After the above steps, provide relevant documents (driving license, driver's license, claim application, traffic police certificate, etc. ) and buy it at the counter of the insurance company. Compensation will re-examine the whole case. If it is proved to be effective and the accident is true, it belongs to insurance liability and can be closed in the compensation link.
Compensation: After closing the case, you can get compensation from the insurance company.
PICC auto insurance claims inquiry steps:
First, log in to PICC auto insurance claims system or cooperative website.
Fill in the basic information of the vehicle: vehicle nature, agreed driving area, average annual mileage, number of seats, new car price, vehicle registration date, insurance record, contact information of designated driver and owner, etc.
Third, complete the auto insurance claim inquiry.
General insurance companies require reporting within 48 hours. After reporting the case, the insurance company will send surveyors to the scene to determine whether your traces match. If they are consistent, they are generally recognized. However, it is necessary to report the case within the reporting time stipulated by the insurance company. If the report is late, it is possible to deduct part of the exemption.