Can Fude Jindian be taken out with interest after living in whole life insurance for five years?

It's true. Surrender before the expiration is a loss, because the insurance contract is not complied with, so the loss is inevitable. After the expiration date, you can make a profit. As long as it does not violate the terms of the contract, you can withdraw 70 thousand with interest after five years. Within ten days after the applicant signs the insurance policy, he may request to terminate the contract in writing, and the insurance company will refund the insurance premium paid by the applicant without interest. After more than ten days, if the insured terminates the contract without paying the full two-year insurance premium, the insurance company will refund the insurance premium after deducting a certain percentage of the handling fee; If the insured pays the insurance premium for more than two years and terminates the contract, the insurance company will refund the cash value of the insurance policy, because the cash value means that the insurance company deducts the death cost of the insured from the accumulated insurance premium of the insured and shares the expenses incurred by the insurance company.

Because after the hesitation period, the cash value can only be refunded, which is not insurance contract fraud, because it is equivalent to breach of contract. What did your father buy when he went to the bank? Why do you buy life annuity insurance? If there is cheating in this process, we can negotiate. But, do you wait for money? With this insurance, you can save money and get it every year until your father dies. Then you can get another sum of money.

My mother asked my father to save money in the post office. When he got to the post office, my father bought this, every year for 25,000 years. In the sixth year, when he wanted to take it out, he couldn't take it out at all, saying that you bought life insurance and couldn't take it out until you died, or that you were paralyzed in bed. If you die in the sixth year, you can get 65438+600,000. . . Later, my dad went to Xizhimen, the headquarters, and took out 94,000 yuan, which is equivalent to saving 20,000 yuan to them for six years, and finally lost 6,000 yuan. . . Anyway, just look at the insurance period. If it's for living, don't buy it. Your five years is only a deposit period. If you don't want money, wait with him for decades until you die. Maybe you can get more money. I don't think so. This insurance company has changed its name. You search online. Stay alert. . .