1. Now there are more and more banks, not only the four major banks, but also more and more choices for people. But each bank has its own unique advantages, which is why more and more people are attracted to handle it. China Merchants Bank's credit card application threshold is very low, and it is easy to get a card. The most important thing is that the integral is invalid, permanently invalid. At the same time, the function of online banking is so perfect in many banks, and it can also support Alipay. The discount is also great. There are always various activities, especially group buying. It is faster to withdraw cash by credit card. For people who often use credit cards, it is beneficial to choose China Merchants Bank.
2. The application method for card installment payment of China Merchants Bank Credit is as follows: Pocket Life Application: log in to China Merchants Bank Pocket Life → select installment financing → select bill installment → select installment limit/number of installments → submit an order → display the processing result. Mobile banking application: log in to China Merchants Bank client → select installment financing → select bill installment paid/not paid → select installment application → select installment quota/number → submit order → display processing result online banking application: log in to China Merchants Bank online banking → select installment financing → select bill installment/unpaid → select installment application → select installment quota/number → submit order → display processing result.
3. There is also a customer service application: call the 24-hour customer service hotline: 40082-05555, press 7- 0- 8, transfer the installment amount of the bill → enter/inform the installment amount and number according to the prompt → customer service voice prompts the application result. Time of credit card bill installment application of China Merchants Bank: If there is no bill transaction, the applicant should apply for bill installment from the trading day to the current day 19:30. For invoiced transactions, the applicant can apply for installment payment between the day after invoicing and the due repayment date. For customers concerned about automatic repayment of Li Yao account, the deadline for application is due repayment date 17:00.
4. Credit card bill installment application quota of China Merchants Bank: As long as the credit limit in the card is higher than the consumption limit, the cardholder can apply to the bank for credit card bill installment. Rmb bills shall be paid by installments, and the minimum monthly installment amount of the applicant shall not be lower than that of 300 yuan; If applying for installment payment of US dollar bills, the minimum monthly installment amount shall not be less than US$ 65,438+000; The installment processing rate of China Merchants Bank's credit card bills: the installment number is 3, 6, 10, 12, 18, 24, 36, and the processing rate is 0.90%, 0.75%, 0.70%, 0.66%, 0.68%, 0.68%.
Operating environment: Huawei p30pro2.0.3
China Merchants Bank 6.2.3