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Credit union bank address inquiry:
1. Counter inquiry: When you go to the nearest credit union with your bank card and ID card, you generally need to provide ID card information and card number to get specific bank information.
2. Telephone inquiry: dial 955 18, select manual service, and then consult the bank information. You only need to provide the identity card information and name of the head of household, as well as the card number.
China Rural Credit Cooperative is a rural cooperative financial institution established with the approval of the People's Bank of China. It is composed of members' shares, implements democratic management, and mainly provides financial services for members. Rural credit cooperatives are independent enterprise legal persons, and they are responsible for the debts of rural credit cooperatives with all their assets. Their main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. Currently under the dual leadership of CBRC and the State Council.
As a banking financial institution, rural credit cooperatives have their own characteristics, mainly manifested in:
1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.
2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.
3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.