Repayment method-convenience store repayment has been initially recognized by the market. According to the data, from June, 5438 to February, 2007, Ping An credit card holders successfully made nearly 20,000 repayments in 898 Lianhua Kuaike and Haode convenience stores all over Shanghai, with a repayment amount of nearly 30 million yuan. When the credit card business of Shenzhen Ping An Bank entered Shanghai, it was faced with a situation that there were very few bank outlets and it was basically unable to provide support for credit card holders' repayment. In September, 2008, Ping An Credit Card cooperated with Beijing Lacarra Information Consulting Co., Ltd. to provide cardholders with the repayment method of credit card convenience stores with the help of the "Lacarra" universal convenience outlets set up by the company in more than 0/000 convenience stores in Shanghai/KLOC. The cardholder can repay the credit card within 1 minute without paying any handling fee.