Personal mortgage loan guarantee
Housing mortgage loan service: to apply for special-purpose loans from banks with their own or others' property as collateral for legitimate life and business needs.
Loan term: 1 -30 years;
Amount: The maximum loan amount is 70% of the appraised house price.
Garage pledge loan guarantee
Housing mortgage loan guarantee
(1) Property demand: commercial housing, cost housing, standard housing, house delivery and other property rights, commercial housing, mortgage housing by stages, commercial housing with mortgage loans in banks, cost housing, standard housing, affordable housing, apartments, villas, marketable house delivery, military housing with municipal property rights and bungalows.
(2) Suitable for people: those who have unlimited household registration, have a house in Beijing and are in urgent need of liquidity.
(3) Loan amount: generally not more than 60-70% of the appraised house price.
(4) Features: the next payment is quick and simple, and it will arrive on the same day. (Unsecured registration)
(5) Loan term: one to six months.
Automobile pledge loan guarantee
(1) Vehicle requirements: Vehicles under the names of individuals and public accounts in Beijing, vehicles that have not been scrapped or seriously damaged within 5 years, can be paid in full by installments, and vehicles from other places in Beijing can be used.
(2) Suitable for people: those who have unlimited household registration, have cars in Beijing and are in urgent need of liquidity.
(3) Loan amount: generally, it shall not exceed 60-70% of the appraised price of the vehicle.
(4) Features: the next payment is quick and simple, and it will arrive on the same day.
(5) Loan term: one to three months.
Personal advance payment commercial guarantee
"Advance payment" means that in the process of buying a house, when the down payment of the next home is insufficient, the so-called "loan service company" or guarantee company will take out funds to help the next home make up the down payment to help complete the purchase.
Loan in advance, low, the day of the next payment, and charge after success.
Personal credit loan guarantee
Personal credit loan guarantee provides unsecured loans and personal credit loans to individuals in Beijing. Formal channels, no household registration restrictions, the fastest day of lending, so that you can get the most money in the shortest time and solve your urgent needs as soon as possible.
Enterprise mortgage loan guarantee
With the development of individual economy, more and more small and medium-sized enterprises need loans, and the difficulty of loans has always been one of the important reasons that restrict the development of small and medium-sized enterprises. The company has comprehensively opened up a green financing channel for small and medium-sized enterprises, greatly accelerated the financing speed, simplified the financing process, won time for the majority of small and medium-sized enterprise users, ensured their rapid financial support, and helped them gain a dominant position in the market competition.
Business acceptance object: domestic enterprises and individual industrial and commercial households with independent legal personality and registered in Beijing Administration for Industry and Commerce.
Scope of collateral: commercial buildings, factories, land, equipment, finished products, raw materials, securities, motor vehicles, celebrity calligraphy and painting, intellectual property rights, jewelry and jade articles under the name of Beijing company or enterprise legal person. Commercial channels, management rights, creditor's rights, orders, letters of credit or other credit assets with liquidation function recognized by the company can be used as the basis of collateral.
Loan amount: no more than 80% of the appraised price.
Charging standard: you only need to pay the corresponding handling fee in one lump sum.
Enterprise pledge loan guarantee
The varieties of secured loans specially designed for the short-term capital turnover demand of 1 to 6 months can be approved on the same day and secured from the bank the next day if the materials are complete. The borrower needs to apply for a loan with the property under the name of an individual or enterprise as collateral.
Enterprise financing guarantee
Help enterprises with financing needs to plan the best financing path and scheme with real estate as collateral, and provide services such as advance payment, warrants and fund supervision in the process.
Main financing channels
1, bank loan consultant 2, private financing 3, trust financing
Enterprise bridge guarantee
Provide bridge loan, short-term working capital loans and other guarantee services for enterprises and individuals in Beijing.
Short cycle, high efficiency, no burden on enterprises, no charge!
Self-operated short-term loan guarantee
A one-year joint guarantee loan for individual merchants.
Hong Tong Ye Wei and Postal Savings Bank jointly set up three individual industrial and commercial households to jointly guarantee credit loans, which have been in operation for half a year. No collateral is needed, and the time is short and the interest rate is low.
Time: 1- 12 months
Loan amount: the maximum for each self-employed person is 6,543,800 yuan, and the maximum for three households is 300,000 yuan.
Loan interest rate: the annual interest rate is about 8%
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