In the industry's view, the practice of "renting houses for tickets" is innovative, or it can provide reference for real estate regulation in other cities, and more cities may try this practice in the future.
The practice of "renting houses for tickets" in Chengdu and Changsha is innovative to some extent, or it can provide reference for real estate regulation in other cities.
On the evening of July 6, the official micro-signal of Chengdu Housing and Urban-Rural Development Bureau released the "Operation Guide for Residents to Apply for Affordable Rental Housing by Using Their Own Houses" (referred to as "Operation Guide"). The Operation Guide defines a series of operating norms for residents to voluntarily use their own houses for affordable rental housing, such as housing conditions, identification procedures, lease objects, rent standards, etc. The Operation Guide shall be implemented from July 1 1 day, 2022, with a validity period of 5 years.
In terms of housing conditions, the "Operation Guide" clearly points out that residents who apply for inclusion in affordable rental housing must meet the safety requirements and meet the following three conditions: (1) they have obtained the ownership certificate; No ownership dispute, no seizure, registration or restricted information; Have basic check-in conditions.
After the residents apply, they will be included in the catalogue of affordable rental housing after being approved by the district (city) and county housing security departments, and published on the Chengdu affordable rental housing management service platform. After the housing is included in the management of affordable rental housing, it shall not be listed and traded (including transfer and market lease, etc.). ) within 5 years.
In terms of rent collection, the Operation Guide points out that the lessor should directly collect rent from the lessee on a monthly or quarterly basis, and the rent collected at one time should not exceed three months, and the deposit should not exceed 1 month rent; At the same time, the rent of affordable rental housing is guided by the government, and the rent standard does not exceed 90% of the market rent, and the annual increase of rent does not exceed 5%.
It is worth mentioning that the most important content of the Operation Guide is that after the housing is included in the affordable rental housing library, residents can apply for the qualification to purchase a new house in the restricted purchase area where the rented housing is located.
In this regard, Zhao Ran, president of ICCRA Housing Leasing Industry Research Institute, believes that Chengdu is vigorously developing affordable rental housing. At present, only the newly-built increment is not enough to support the housing raising of affordable rental housing. Revitalizing the existing housing form can not only effectively reduce the vacancy rate of existing housing, but also increase the supply of affordable rental housing, meet the rental needs of different types of people, and alleviate the financial pressure of the government on the allocation and construction of existing housing. At the same time, it takes a certain time for newly-built rental housing to go from the construction period to the decoration period, so it is more timely to revitalize the supply of existing housing, and compared with newly-built rental housing, most of the existing housing is in the city center, and the transportation and surrounding facilities are more advantageous.
On the premise of setting the operating period, let go of the "room ticket".
In fact, as early as May 3 1, Chengdu introduced eight new policies focusing on the demand side of the property market, and optimized policies such as purchase conditions, housing transfer, down payment ratio of provident fund, and loans. Among them, the policy stipulates that residents voluntarily rent their own stock of housing for affordable rental housing to new citizens, young people and other groups, and promise to abide by the relevant policies and regulations of affordable rental housing, and shall not be listed and traded within five years, and be included in Chengdu's affordable rental housing management service platform. If managed, you can buy a new house at one time. Based on this, Yan Yuejin, research director of the think tank center of Yiju Research Institute, pointed out that this "operation guide" is a more detailed policy, so that everyone can have more basis when implementing the policy.
It is worth mentioning that there are some similarities between this policy in Chengdu and the "rent-purchase linkage" policy promulgated in Changsha in May, which means that the "change from residence to rent" of individual housing can break through the existing policy framework of purchase restriction to a certain extent.
The Beijing News reporter noted that the similarity of the policies of the two cities lies in their access to the government platform. In the industry's view, this move is conducive to government departments to promote the government transaction service supervision platform, so as to understand the real market dynamics. On the other hand, compared with Changsha, Chengdu's new policy of "living and subletting" individual housing is more focused, not on all housing, mainly for young people and new citizens, and the rent does not exceed 90% of the market rent level. The minimum operating life is also shorter, 5 years, while Changsha is 10 years; Changsha can trade during the operation period, but Chengdu stipulates that it should be closed and cannot trade during the operation period. In addition, Changsha only requires docking enterprises recommended by the government, while Chengdu requires inclusion in the affordable rental housing system.
In addition, Li Zhuoyi, dean of the South Branch of 58 Anjuke Real Estate Research Institute, pointed out that the above two cities have different policies on the basis of the same overall thinking. Chengdu's New Deal also has two characteristics. First, after revitalizing the rental housing, the new qualification for buying a house must be to buy a house in the area where the housing is revitalized; Second, Chengdu's revitalized rental housing needs to be leased to the object that meets the relevant qualification conditions, and the tenant object has been clearly defined.
More cities may follow similar innovative practices in the future.
As early as 2065438+July 2009, the Ministry of Finance and the Ministry of Housing and Urban-Rural Development jointly launched the pilot project of central financial support for the development of the housing rental market. Beijing, Shanghai, Nanjing, Changsha and other 16 cities were shortlisted for the first batch of pilot projects and received financial support from the central government. In this context, the new policy of revitalizing old houses in Changsha and Chengdu this year is mainly aimed at increasing the supply of rental housing.
Hu Jinghui, chief economist of Jing Hui think tank, analyzed that in the overall market of developing long-term rental housing, the core issue is to increase supply, and the core issue of increasing supply is who will be the landlord. Governments and institutions can act as landlords, but after all, the supply is limited, and if we start with development and construction, it involves land, planning, design and development. Large investment, long cycle and slow effect. Let the people be landlords and revitalize the existing stocks, and the government's investment will be much smaller and relatively effective. Therefore, encouraging ordinary people to be landlords is a very important direction to develop the rental market. Moreover, this kind of "renting houses for tickets" will not cause a large number of houses to push up housing prices.
On May 8 this year, Changsha officially issued an implementation plan to fully revitalize the existing housing for rental housing. According to local media reports, as of June 8, one month after the end of the pilot project, the two pilot enterprises received a total of 4,879 consultations, and a total of 3,025 sets of "Changsha House" apps applied for renting houses, of which 833 sets had been signed. "Although it will take some time from rental housing registration to affordable housing management, the Changsha model still provides a new sample for the development of the urban affordable housing rental market." Zhao Ran said.
The similar practice of "renting houses for tickets" is innovative to some extent, or it can provide reference for real estate regulation in other cities. Yan Yuejin said that from the actual situation, it is expected that similar policies will be accelerated throughout the country, because the starting point of such policies is clear, not to relax the purchase restriction, but to encourage buyers to release more private houses into the affordable rental housing system, which has a positive effect on improving the supply system of affordable rental housing in various places during the 14 th Five-Year Plan period. In addition, with such a policy, a circulation system between "private houses and affordable rental houses" can also be established in the future.
Beijing News reporter Zhang Xiaolan
Editor Yang proofreads.