1, the first is telephone inquiry. Telephone inquiry is very simple. You only need to provide the identity card information and name of the head of the household and the account number of the rural commercial bank card, and you can query the bank information of the rural commercial bank card.
2. The second way is to go directly to the counter of the local rural commercial bank for consultation. You usually need to provide ID card information and rural commercial bank card to get specific bank information.
3. The third type is online banking inquiry. First log in to the online bank of the rural commercial bank, and there are related options in the page to query the information of the bank.
1. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.
2. Rural commercial banks are independent enterprise legal persons, and they are responsible for the debts of rural commercial banks with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws.
3. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.
4. Rural commercial banks are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives. At present, they are under the dual leadership of CBRC and the State Council.
The opening bank of a rural commercial bank refers to the business outlets of the rural commercial bank where the account is opened. Usually used in banks, refers to banks that open bank accounts. Generally speaking, you should first apply for a passbook or bank card and send it to your bank. Passbooks will be registered, generally referring to branches. An enterprise can only have one basic account in a bank, but it can have multiple general accounts in different banks. Basic account can withdraw cash and handle transfer and remittance. Ordinary accounts can only handle transfer or remittance settlement business, and cannot withdraw cash.
Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks.
On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.
The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks.