According to article 18 of the compulsory liability insurance clause for motor vehicle traffic accidents? If the insured motor vehicle has a traffic accident, the insured shall apply to the insurer for compensation. When making a claim, the insured shall provide the insurer with the following materials:
(a) compulsory insurance policy;
(2) An application for compensation issued by the insured;
(3) The valid identification of the insured and the victim, the motor vehicle driving license of the insured and the driver's driving license;
(four) the accident certificate issued by the traffic administrative department of the public security organ, or the relevant legal documents and other certificates issued by the people's court and other institutions;
(5) If the insured chooses to handle traffic accidents through negotiation on his own according to relevant laws and regulations, he shall provide a traffic accident record agreement in accordance with the Regulations on Handling Procedures of Traffic Accidents;
(6) the victim's property loss certificate, personal disability certificate, relevant medical certificate, loss list and expense documents;
(7) Other certificates and materials related to confirming the nature, cause and loss degree of the insured accident.
Extended data:
Article 20 of compulsory liability insurance clauses for motor vehicle traffic accidents? If the insured accident causes personal injury or death to the victim, the insurer has the right to review the amount of compensation promised or paid by the insured without the written consent of the insurer.
If the property of the victim damaged by the insured accident needs to be repaired, the insured shall check with the insurer before the repair, and negotiate to determine the items, methods and expenses of repair or replacement. Otherwise, the insurer has the right to reinspect within the compulsory insurance liability limit.
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