1. Understand the purchase policy: Before buying a second-hand house, you should understand the relevant policies and regulations of buying a house, including but not limited to the qualifications, restrictions, taxes, etc.
2. House selection: Find and screen the houses that meet the demand through the shell network, and get in touch with the real estate agent to learn more about the housing information.
3. Property survey: After deciding to buy a suite, it is necessary to conduct a property survey to understand the ownership of the house, including the owner, area, structure, and whether there are any violations.
4. Pay down payment: After confirming the intention to buy a house, pay the intention to buy a house to the real estate agent and sign a letter of intent. If the landlord agrees, the intention money will be converted into a deposit, otherwise the intention money will be returned to the buyers.
5. Sign the house sales contract: After both parties reach an agreement, sign the house sales contract, including the house area, short-board apartment type, decoration status, property management, housing history, property rights and whether the second-hand house can be mortgaged. On the day of signing the contract, you need to pay a down payment to determine whether the property owner is there, how many property buyers have real estate licenses, and whether they are present and sign for confirmation.
6. Apply for a loan: If you need a loan to buy a house, you need to go through the loan formalities immediately after signing the contract. Including bank face-to-face signing, online signing, fund supervision, bank loan approval and other steps.
7. Transfer: After completing the above steps, you can make an appointment to register the ownership transfer, and then go through the formalities of transfer registration, tax pre-trial and tax transfer. After the transfer is completed, the buyer can get a new real estate license.
8. Property delivery: The last step is to deliver the property, including handing over the keys and checking the facilities and equipment. And then unfreeze the supervision of funds.