Not particularly tall. The average amount of industrial cards is around 24,000. The online credit card application amount of Industrial Bank generally does not exceed 65,438+00,000 yuan for ordinary cards and 50,000 yuan for gold cards, depending on your personal application conditions.
What is the credit card limit of Industrial Bank?
Under normal circumstances, the limit of Industrial Bank's ordinary card is between 3000- 1000, the limit of gold card is between 1000-50000, and the limit of platinum card is above 50000. Therefore, friends who want to apply for the Industrial Bank credit card can choose the corresponding card according to their own needs.
Basic information required for credit card application of Industrial Bank: 1. Identification: When applying for the Industrial Bank credit card, the applicant needs to provide his/her valid identity document, and the military personnel need to provide his/her military officer's card. 2. Work certificate: This is the material to prove that the applicant has legitimate income. This material contains the name, department, position and income of the listed company, and it must be stamped by the company. 3. Proof of financial resources: This mainly refers to the applicant's inherent assets, such as house accounts and car accounts. When we apply, we will provide everything we can to the bank as much as possible. This will help us to apply for a large credit card.
When handling the Industrial Bank credit card, you can handle it through the following channels: 1, bank counter. Applicants can bring their valid identity documents to the Industrial Bank outlets to apply. 2. Apply online. Enter Industrial Bank official website and apply online. However, it should be noted that due to incomplete information, online application may affect the personal credit card limit. 3. Apply for mobile stalls. Now Industrial Bank often has some mobile booths, and we can apply for them.
Is Xingchuan credit card high?
It should be Xingye, not Xingchuan.
high
The credit card limit of Industrial Bank is determined according to the credit card grade. The higher the credit card level, the greater the credit card limit. Of course, the review will be more stringent when applying. Industrial credit cards are divided into three types: ordinary cards, gold cards and platinum cards, and the corresponding amounts are 3,000-1000 yuan,1000 yuan-50,000 yuan and more than 50,000 yuan respectively. Generally speaking, the credit card limit of Industrial Bank is still relatively large.
Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou. [ 1]
Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad. [2]
August, 20021year, Fortune Global 500 released: ranking 196.
Is the credit card limit of Industrial Bank as high as 50,000?
Forget it. The credit line of Xingye Puka is generally between 3000- 10000 RMB.
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card. The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Is the general credit card limit of Industrial Bank high? What is the general credit card limit of Industrial Bank?
What is the general credit card limit of Industrial Bank? The following card baby introduces you, hoping to help you.
General credit card limit of Industrial Bank
1. mainly depends on your personal funds and property. Generally, the amount of an ordinary card is 3000 to 1000 yuan, the amount of a gold card is 1000 to 50000 yuan, and the amount of a platinum card is generally a fixed 50000 yuan plus a temporary amount that is actively adjusted for you every month. At this time, you can use the sum of the two parts.
2. The credit card fixed limit applied by the customer shall be comprehensively evaluated according to the information submitted by the customer, and the final audit result shall prevail.
Further reading: What are the credit card limit adjustment methods of Industrial Bank?
The first method is temporary quota adjustment. When you use the Industrial Bank credit card and find that the credit card limit can't meet your needs, you can call the bank's customer service at 9556 1 at this time, and there is a certain chance to increase the credit card limit after explaining the reasons. In addition to taking the initiative to increase the temporary quota, Industrial Bank sometimes holds activities to temporarily increase the quota for old customers. You can focus on official website. However, it should be noted that because it is "temporary", it has certain timeliness. Times have changed, whether you use the improved credit line or not, the credit line of your account will change back to the original credit line.
The second method is permanent quota adjustment. As the name implies, this method of adjusting the credit card limit of Industrial Bank is permanent, that is, there is no time limit. If you want to permanently increase the quota, you can also call 9556 1 to consult the telephone customer service of Industrial Bank, and then increase the permanent quota according to the application process. But according to everyone's actual situation, the amount of promotion is also different. In order to facilitate the use of old customers' credit cards, the background of Industrial Bank will calculate the credit status of each user. For customers with good long-term credit, the background will automatically increase the permanent credit limit according to certain rules.
The introduction of the high credit card limit of Industrial Bank ends here.