What does the bank ask about buying a house?

When buying a house, the bank will interview the purchaser. Face-to-face signing is an important link for banks to confirm the authenticity of loan applicants' information and their willingness to repay. Generally speaking, you need to submit information, including personal identity card, marriage certificate, salary flow, etc. Banks will also ask the following questions:

1, personal information

The bank will check the personal information of the purchaser, including name, contact information and ID number. Make sure all information is accurate.

2. Income situation

Banks will ask about the income of buyers, including wages and other sources of income, to judge the repayment ability of buyers.

3. Credit information

Banks will check the credit information of buyers, including whether there are overdue records and credit records. Here, buyers are reminded that they can find their own credit data and personal credit status only by inputting information in Lan Bing data, including online black index score, blacklist, online loan application record, application platform type, overdue, overdue amount, credit card, estimated amount of online loan credit and other important information.

4. Repayment plan

The bank will ask the buyer about the repayment plan, including the repayment method and repayment period. Property buyers should provide detailed repayment plans so that banks can review whether they can repay on time.

The above are common questions in bank interviews. Property buyers need to answer questions carefully during the face-to-face signing to ensure that the information is true and accurate and increase the possibility of loan approval.