1, check the insurance policy: when applying for insurance, the owner can identify the insurance company of auto insurance according to the words on the relevant insurance policy and documents.
2. Website inquiry: The vehicle owner logs on the website of the insurance company official website or the Traffic Management Bureau, and inputs the information such as license plate number and ID number according to the prompts for inquiry.
3. Telephone inquiry: Call the insurance company's service telephone number or the traffic control office's customer service telephone number "12 123", enter relevant information according to the voice prompts or choose manual customer service inquiry.
4. Counter inquiry: The owner carries his ID card and goes to the counter of the local insurance company's business outlets for inquiry.
Motor vehicle insurance, that is, auto insurance (hereinafter referred to as auto insurance), refers to a kind of commercial insurance whose liability is personal injury or property loss caused by natural disasters or accidents.
Motor vehicle insurance, that is, "auto insurance", is a means of transport insurance with the motor vehicle itself and the third party's liability as the insurance subject.
Its insurance customers are mainly legal persons and individuals who own various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles.
Motor vehicle insurance is a kind of property insurance. Also known as car insurance. It is a means of transport insurance with the motor vehicle itself and the third party liability of the motor vehicle as the insurance subject.
The earliest automobile insurance in the world appeared in the United States in 1898. American Traveler Insurance Company Limited 1898 insured Truman Martin in Buffalo, new york for the first time. Martin is very worried that his car will be hit by a horse. There are only more than 4,000 cars in the United States, but the number of horses has reached 20 million. Carriage is still the main means of transportation. 100 years later, there were 220 million cars in the United States, and the number of horses was reduced to 2 million. Car insurance, which was regarded as a novelty more than a century ago, has now become a common thing.
The first motor vehicle insurance policy was issued by the British "statutory accident insurance company" at 1895. Automobile third-party liability insurance policies with insurance premiums ranging from 10 to 100 can be insured with higher insurance premiums.
The real development of motor vehicle insurance was after World War II. On the one hand, the popularity of automobiles makes the danger of traffic accidents a common social danger. On the other hand, many countries include the third party liability of all kinds of motor vehicles, including automobiles, in the compulsory insurance scope. Therefore, motor vehicle insurance business is a universal insurance business in the world.
With the development of economy, the number of motor vehicles is increasing. At present, motor vehicle insurance has become the largest property insurance in China. Motor vehicle insurance has covered most dangerous automobile accidents, and China's Ministry of Communications has forced car buyers to buy motor vehicle insurance to ensure that the legitimate rights and interests of victims are protected in car accidents. For example, compulsory insurance is insurance aimed at protecting the rights and interests of third parties. The well-known auto insurance companies in China include China People's Property Insurance Company Limited, China Ping An Insurance Company and Pacific Insurance Company.