What does risk control rejection mean?

Risk control rejection refers to the fact that users fail to pass the audit of financial enterprises when handling financial business, and think that users are at greater risk when handling financial business, and the probability of subsequent default is greater. For example, apply for a loan from a bank and a credit card. When a bank applies for a loan, it must pass the bank's audit before the bank can pay it, and then the borrower needs to return it on time.

In the process of risk control, users' personal credit information is generally inquired, through which users' past loan records can be known and whether there are any bad records can be known. Only when personal credit information is good and other conditions are met will ventilation be controlled. Users can consult the bank before handling the loan and know whether they are suitable in advance.

When users apply for loans in banks, different loan types need different loan conditions. Common loan types include mortgage loan, credit loan and risk loan. When applying for a loan, different banks give different loan quotas and loan interest rates, and generally choose low loan interest rates.

If the user fails to apply for a credit card through the bank, he can call the bank's customer service hotline for consultation. Through consultation, he can know what caused it and then make improvements. Users can apply again after improvement. It should be noted that personal credit information cannot be changed.