Yes, the name of the room. \ Adding the name of the real estate license: \ Adding the name of the real estate license and the handling fee can be divided into three situations: \ The first situation: having a house without a loan \ The handling process is as follows: bring the original and photocopy of the three certificates (marriage certificate, ID card and real estate license). If you go to the real estate trading center in the area where the house is located, you should inform the pre-inspection window that it is appropriate to handle it. The window staff will give you a number after reviewing the materials, and then take the number to the relevant window. Fees for adding the name of the real estate license: 1 180 yuan, cadastral map fee of 25 yuan, sticker fee of 5 yuan. If you can get x0d in 20 days, you can set the password for the new real estate license. The real estate trading center will inform you of an initial password, and then you can change it yourself. In the second case, if you have a house and a loan, the process is as follows: First, go to the bank to go through the mortgage change procedures (please consult the bank for details). Fee for adding the name of the real estate license: in addition to the above-mentioned 1 10 yuan, if it is a pure provident fund loan, an additional fee of 100 yuan is required; If the loan is in the form of portfolio (additional payment is required to 200 yuan. Other Steps 0a The third desperate situation: If you are not married or have no direct blood relationship, you need to add your name to the real estate license, which will complicate many housing transactions and you need to pay the following fees. 2.5 yuan transaction fee per square meter. If it is less than 5 years, 5.5% business tax plus 1% personal adjustment tax (the time period is from the date of issuance of the real estate license to the end of the trading day), and it is not needed for 5 years. Stamp duty of five ten thousandths. 4. This contract is made in duplicate in 5 yuan (different trading centers in each district). The man transfers 50%, and all taxes are calculated according to the market price. If 1 10,000 yuan house, the taxable value is 500,000 yuan. If several people transfer the title certificate, the rights and interests of the title certificate shall be divided equally. PremisesPermit refers to the certificate that the buyer obtains the legal ownership of the house through the transaction and exercises the right of possession, use, income and disposal of the purchased house according to law. That is, the "House Ownership Certificate" is the legal certificate for the state to protect the ownership of houses according to law. Proof that the owner manages and uses his own house.
Second, I want to borrow money to buy a house.
Just take out your own loan. Personally, the longer the term, the better. It's just that the monthly payment is a little high.
I want to buy a house with a loan. What should I do with it? What are the requirements?
I want to borrow money to buy a house. What should I do with it? What are the requirements? Buying a house with a loan is actually not as troublesome as I thought ~! As everyone said, you need a household registration book and an ID card. If you get married, you need a marriage certificate and proof of income. These are all necessary ~! Then the number of years you want to borrow determines your monthly repayment amount ~! It should be your age, the building age of the house is equal to the loan period, and the loan period cannot exceed 60 years at the longest ~! What you need to pay attention to is whether you have an overdue credit card or a bad credit record in the bank ~ These will affect your loan ratio ~! There must be personal credit certificate (and personal reputation) and income certificate (which can be provided by the work unit), and then a copy of the provincial certificate household registration book and other documents. Personal loans are more troublesome now. It is best to consult a bank or a formal real estate company!
What are the conditions and procedures for buying a house in Shijiazhuang to apply for a loan? To apply for housing loan in China Merchants Bank, it is necessary to comply with the local housing purchase policy. For specific policies, please consult the loan department of local China Merchants Bank. Age plus loan period shall not exceed 70 years old. At the same time, you need to provide proof of identity, proof of use, proof of income, etc. , and contact the loan handling bank for consultation. If you need to apply for a first-hand real estate loan, you can first confirm with the developer whether there is a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and give the information to the staff. If not, you need to directly contact the personal loan department at the local counter to provide personal information and the purchased property for application. If you need to apply for a second-hand real estate loan, you usually apply for a loan from the bank first, and then go through the formalities of property transfer. You can provide your specific information and purchased property by contacting the local counter personal loan department, and the counter personal loan department will review your comprehensive situation to determine whether you can handle it.
What are the conditions for buying a house with a commercial loan? Identity certificate (ID card, household registration book), marriage certificate (marriage certificate, unmarried certificate, divorce certificate, divorced unmarried certificate), income certificate (running a bank). People who are not registered in the place where the house is located have difficulty in getting loans, so the down payment should be increased (about 40%), and there is no interest rate concession. The work unit is better, preferably civil servants. Youfang Com provides comprehensive and timely real estate news and information content, and provides online browsing, owners' forums and community websites for all real estate. Website: ufangw.
How to borrow money to buy a house? What are the requirements? Program? Loan to buy a house; 1. When applying for a commercial housing loan, an individual shall provide the following information: 1, the household registration book, identity card and copy of the borrower's husband and wife (* * * with the same owner). 2. The purchase contract or agreement signed with the sales unit. 3. The position and income certificate issued by the borrower's unit. Private enterprises mainly provide business income and tax payment certificates, business licenses and copies issued by relevant departments that can show their debt repayment. 4. The borrower's down payment deposit certificate and a copy. 5, personal housing loan application form (provided by the bank format). 2. Procedures for individuals to apply for housing loans: 1. Sign a house purchase agreement with the development company. 2. Fill in the personal housing loan application form and provide the information required by the bank. 3. After the bank has passed the examination, deposit the down payment into the bank or issue a down payment certificate. 4. After approval, sign loan contract, mortgage contract and guarantee contract. 5. Handle mortgage registration, home insurance and notarization procedures. 6. Go through the loan entry and transfer procedures. 7. Go to the development company to handle the relevant household procedures.
What conditions do you need to buy a house with a loan? When handling mortgage loans, banks require lenders to pay a down payment of 20% or more of the total house price as a prerequisite. The materials that the buyer needs to submit for mortgage loan in Beijing are: 1, ID card, household registration book, marriage certificate for married people and temporary residence permit for foreigners coming to Beijing; 2. Personal income certificate issued by the work unit with the official seal of the unit; 3. A copy of the business license of the work unit and its official seal; 4. Copy of down payment invoice; 5. Proof of repayment credit, such as certificates of deposit and securities, can be about one third of the loan amount. 6. Original purchase contract. The time for bank audit is generally about one month, and eligible banks will issue loans in time.
How to borrow money to buy a house, what conditions are needed, such as borrowing from China Merchants Bank and applying for a housing loan, must comply with the local housing purchase policy, and the age plus the loan period must not exceed 70 years old. At the same time, you must provide proof of identity, proof of use, proof of income, etc. , and contact the loan handling bank for consultation.
How to get a loan to buy a house in Kunshan? What are the requirements to meet the bank loan conditions? You can go to the bank. To apply for a bank loan, you need to prepare materials: 1. Valid identity documents; 2. Permanent residence or valid residence certificate, permanent residence certificate; 3. Proof of marital status; 4. Bank flow; 5. Proof of income or personal assets; 6. Credit report; 7. Use plan or loan purpose statement; 8. Other information required by the bank. Bank loan requirements: For those who have reached the age of (1) 18 and have full capacity for civil conduct, permanent residence of urban residents or legal and valid identity certificates, the age of the lender required by bank loans is generally between 18-60 years old; (2) have a stable legal income and the ability to repay interest; (3) Other conditions required by the lending bank. The process is generally divided into three steps: (1) The customer submits basic information, including the work unit and contact telephone number. (2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises. (3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.
What are the conditions for Pengzhou loan to buy a house? 1. First-hand housing mortgage loan is a newly developed house. You need to mortgage the newly bought property and apply for mortgage loan for the lender yourself. The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate. Generally, it is relatively simple for developers to collectively handle first-hand housing mortgages. 2. Second-hand housing mortgage loan is second-hand housing. You need to mortgage the property you just bought and apply for a mortgage loan for the lender yourself. Loan procedures need: identity certificate of the buyer and seller, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), sales contract, deed tax ticket, evaluation report, buyer's income certificate, and no house certificate.
What are the conditions for Xiangyang loan to buy a house? Hello, everyone is from Hubei. Xiangyang loan to buy a house, first of all, you must have a fixed income-show proof of income (income is twice your monthly payment); Bank running account corresponding to the income certificate; Then the others are ID cards and household registration books.
What are the conditions for Wuhan to buy a house with a loan? Personal loan requirements: 1, personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials. 2. Proof of stable address, house lease contract, utilities, property management and other related certificates; 3. Proof of stable income source, bank flow sheet, labor contract, etc. The application time depends on the efficiency of the loan company. Amoy financial loan platform is a good loan company. Application materials: 1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; 2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates; 3. Provide stable proof of income source, bank flow sheet and labor contract.