Under normal circumstances, medical insurance can only provide protection for immediate family members, including parents, spouses and children. Grandpa and grandson are not immediate relatives, so grandpa's medical insurance usually can't provide * * * protection for his grandson. But the specific situation depends on the local medical insurance policies and regulations.
In some areas, there may be special medical insurance policies that allow grandfathers or other indirect relatives to provide * * * benefits for their grandchildren. If you need to know the specific situation, you can consult your local medical insurance center or social security bureau. In addition, you can also consider buying commercial medical insurance for your grandson, so that you can get protection when your grandson needs to see a doctor.
The standards for binding family members with medical insurance cards are generally as follows:
1, and the cardholder has lineal relatives, such as parents, spouses, children, etc. ;
2. Being in the same area as the cardholder, and having the household registration or residence, such as in the same town, street or community;
3. Unable to enjoy medical insurance benefits alone, such as not participating in social security and medical insurance;
4. Meet other relevant regulations and requirements, such as age, physical condition and school situation.
To sum up, the specific binding standards and requirements may be different in different regions and different situations. It is recommended to consult the local social security center or medical insurance department. At the same time, when applying for binding family members, it is necessary to provide true and effective proof materials, carefully check relevant information, and fill in application forms and other relevant documents as required, so as not to affect the application progress and effect.
Legal basis:
Article 30 of People's Republic of China (PRC) Social Insurance Law
The following medical expenses are not included in the payment scope of the basic medical insurance fund:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.