The work of the legal department of the bank is:
1. Check whether the terms of the bank's contracts, agreements and other legal documents are legal and legitimate;
2. Responsible for the prosecution of non-performing loan customers, and assist the coordination court to recover after winning the case;
3. Respond to customers' lawsuits, collect evidence and respond to lawsuits to avoid and reduce the reputation risk of banks.
The functions of the Legal Department of the Bank are:
1, contract management: standard contract formulation, contract library management and non-standard contract review;
2. Legal consultation: providing advice on legal issues encountered in daily operation and management;
3. Professional support: provide legal support in major project negotiation, process arrangement and product development;
4. Litigation management: participate in litigation cases, manage litigation files, and evaluate foreign lawyers;
5. Case prevention and control: According to the requirements of the CBRC, the Legal Department is the lead department for case prevention and control;
6. Law popularization training: training internal employees in legal knowledge and publicizing legal knowledge to foreign banks.
legal ground
People's Republic of China (PRC) Commercial Bank Law
Article 1 This Law is formulated for the purpose of protecting the legitimate rights and interests of commercial banks, depositors and other customers, standardizing the behavior of commercial banks, improving the quality of credit assets, strengthening supervision and management, ensuring the steady operation of commercial banks, maintaining financial order and promoting the development of socialist market economy.
Banking Supervision Law of the People's Republic of China
Article 1 This Law is formulated for the purpose of strengthening banking supervision and management, standardizing supervision and management behaviors, preventing and defusing banking risks, protecting the legitimate rights and interests of depositors and other customers, and promoting the healthy development of the banking industry.
Regulations of People's Republic of China (PRC) Municipality on the Administration of Foreign Banks
Article 1 These Regulations are formulated in order to meet the needs of opening to the outside world and economic development, strengthen and improve the supervision and management of foreign-funded banks, and promote the steady operation of the banking industry.