Bao called me. I want to borrow 20 thousand yuan. He said that after the package was approved, I would pay 1200 yuan, and then give me the password. Is it reliable?

It should be fake. It just happened to me. They gave me false information to fill in, and I passed the inspection. Then they asked me to pay 800 yuan handling fee, give me the next payment code, and then pay. When paying, it shows that the bank card number is missing a number and has been frozen. Now they want me to make 35% money. I dialed 1500, which is not enough. They said that if I didn't pay, I would also return the frozen funds.