2. Check online. Search the websites of local provincial and municipal real estate administrations for inquiries, enter the name of the property owner and the number of the real estate license, and inquire about the real estate under the personal name. However, it is inconvenient that at present, not all the websites of regional real estate administrations can inquire about housing property rights information.
3. Go to the Archives Section of the Archives Bureau to check. Bring your own identity information. If you entrust others to inquire on your behalf, you need to bring a notarized power of attorney and use the system to apply for inquiry on the microcomputer in the lobby of the Housing Authority. So far, the current housing property rights are basically registered through electronic files.
What real estate information does the real estate license contain?
1, the situation of the obligee. Refers to the obligee's name, ID number (individual), enterprise nature and * * * information.
2. Land use. Refers to the land location, use area, use period, land number, land acquisition method, etc.
3. Housing ownership. Refers to the building structure type, height, completion date, building area, number of floors, design purpose, room number, etc.
4. Other rights of real estate. If there is mortgage, record the mortgagee, mortgage amount, mortgage period, etc.
5. Attached drawings of four boundaries.
Is it easy to get a house mortgage loan?
1. The interest of mortgage loan is much higher than that of mortgage loan, and the interest of mortgage loan is much higher than that of mortgage loan. The interest rate of mortgage loan is usually 30% higher than the benchmark interest rate, which is much higher than the mortgage interest rate. Moreover, in the process of mortgage loan, there will be many additional expenses, such as housing evaluation fee and mortgage registration fee. If you find an intermediary to handle mortgage loans, you have to pay a lot of intermediary fees, so the cost of buying a house with mortgage loans is higher.
2. The repayment period is short, and the mortgage loan repayment period is short. Housing mortgage loan is a consumer loan, and the repayment period of consumer loan is only 10 year. Compared with the 30-year repayment period of mortgage loans, the pressure is obvious. Therefore, if the economic situation is not enough to deal with it, it is recommended not to choose this way.
3. Loans are risky, and mortgage loans are risky, because buying a house is not a consumer loan. If it is found that the lender uses the loan for consumption, the bank has the right to stop lending or recover the loan in advance. If the circumstances are serious, the bank can be characterized as fraudulent loans, which may affect personal credit information and future loan applications. It can be said that buying a house with a mortgage loan is knowing that it can't be done and there is no way to do it. The risk of choosing this method is also great, so you need to think twice.