The interest rate of China Construction Bank is 20%, and the best rate of Industrial Bank is 8.5%. In addition, the house you want to mortgage is less than 90 square meters. In addition, if you are a registered user of Xi 'an, you can also get a 30% discount at Xi 'an Commercial Bank.
2. Which bank should I apply for a mortgage loan to buy a house in Xi 'an?
As long as the bank is willing to accept it, it can be in any bank. General real estate developers will have banks with agreements.
3.Xi which bank mortgage is better?
Try to choose a mortgage. Big banks generally have the same mortgage interest rate. There is no difference between you, as long as you pay the house regularly, it will not affect.
4. Which banks can make provident fund credit loans?
Hi! Hello, I'm a loan officer in Zhengzhou. Thank you for inviting me. Let's look at this question: which banks can make provident fund credit loans?
Many people only know that provident fund can be used to buy a house, but they don't know that provident fund can also apply for credit loans.
In fact, every bank has provident fund credit loans. Here, the loan officer simply sorted out some of the most common products on the market.
Construction Bank: principal before interest or principal before interest, up to 300,000 yuan;
Bank of Ningbo: Interest before capital, with a maximum amount of about 500,000 yuan;
Shanghai Pudong Development Bank: interest before capital, up to about 500,000 yuan;
Agricultural Bank of China: interest first, principal later, and NetJet loan amount is 3,000-300,000 yuan;
Ping An Bank: equal principal and interest, with a quota of 500,000;
Minsheng Bank: the credit line of Minsheng Bank's provident fund, and individuals can apply for a maximum of 500,000 yuan; The longest loan period can be applied for 3 years.
China Merchants Bank: You can apply for a loan of 20 times the annual deposit of the provident fund of the loan applicant; But the maximum does not exceed 300,000 yuan;
Postal Bank: the principal after interest is 300,000,500,000;
Bank of Zhengzhou: Interest first, then funds, with a quota of 300,000 yuan;
Pearl River Bank: interest first, capital later, with a quota of 300,000 yuan;
Rural commercial bank: interest first, capital later, with a quota of 300,000 yuan;
China CITIC Bank: interest first, then capital, with a quota of 300,000 yuan;
Bank of China: equal principal and interest, with a quota of 300,000 yuan;
Industrial and Commercial Bank of China: equal principal and interest, with a quota of 300,000 yuan;
There are too many, so I won't list them here.
I am a loan officer in Zhengzhou, a teasing loan officer. In Zhengzhou, if you have a series of problems such as buying a house, transferring ownership, financial mortgage, existing home mortgage, bank credit, etc. , you can consult me. Come with me if you like!