What do you need to buy an apartment in Guangzhou?
1. Conditions for buying an apartment in Guangzhou To buy an apartment in full, married people need to provide: marriage certificate, ID card and household registration book for both husband and wife.
2, Guangzhou to buy an apartment conditions to buy an apartment in full, unmarried people need to provide: ID card, household registration book. If it is a one-time payment, you can generally pay directly to the sales office (including various taxes and fees), and the rest of the sales offices can be handled for you, just waiting to get the real estate license.
3. Buying an apartment in Guangzhou requires a conditional loan to buy an apartment. Unmarried people need to provide: ID card, household registration book, income certificate and bank statement.
4. Conditional loan to buy an apartment in Guangzhou. Married people need to provide: marriage certificate, household registration book, income certificate, copy of company business license with official seal, salary card (one or six months, different banks, different needs), ID card, spouse ID card, spouse household registration book and spouse marriage certificate. If two people borrow money together, the spouse also needs to show proof of income, a copy of the company's business license, official seal and running salary.
What are the advantages and disadvantages of buying an apartment?
1, the house area is small and the total price is low.
The apartment area is relatively small compared with ordinary houses, so the total price is relatively low and the cost of buying a house is relatively low. For young people who have just joined the work, there is not much savings in their hands. If they want to buy a large house in one step, they can choose to buy an apartment. Even if you don't live, you can rent it, and monthly rent payment is also a good practice.
2. Convenient life
Generally speaking, apartments are very suitable for young people who are not married. These people are in the stage of starting a business. Many of them don't buy their own scooters and rely on public transportation. Most apartments are built in places with convenient transportation and close to bus stations and subway stations.
3. Short property rights.
Apartment has a disadvantage, that is, the property right period is relatively short, some apartments have a property right period of only 40 years, and some apartments have a property right period of 50 years. Therefore, compared with a 70-year-old house, the property right time of an apartment is much shorter. Moreover, after the land life of commercial apartments expires, they need to pay a high premium to continue to use.
Know what it takes to buy an apartment in Guangzhou? There are many questions about the advantages and disadvantages of buying an apartment, and there are also many conditions to be met. The article also lists them comprehensively. As long as you are patient and observe clearly, it will be of great help. However, due to the particularity of huxing, we must choose carefully before choosing huxing, be optimistic about the advantages and disadvantages, and buy under the condition of accepting the disadvantages. Otherwise, you will definitely regret it later.