Is the service charge after your loan reasonable?

Legal analysis: the service fee after your loan is reasonable. The state encourages all kinds of service institutions to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consulting, information consulting, credit services, marketing, project development, investment and financing, accounting and taxation, property rights trading, technical support, talent introduction, foreign cooperation, exhibitions and legal consultation.

Legal basis: People's Republic of China (PRC) Small and Medium-sized Enterprises Promotion Law.

Article 46 The State encourages all kinds of service institutions to provide small and medium-sized enterprises with services such as entrepreneurship training and counseling, intellectual property protection, management consulting, information consulting, credit service, marketing, project development, investment and financing, accounting and taxation, property right transaction, technical support, talent introduction, foreign cooperation, exhibition and sales, and legal consultation.

Forty-seventh people's governments at or above the county level shall be responsible for the comprehensive management of the promotion of small and medium-sized enterprises, and shall arrange funds to organize and implement the training of management personnel of small and medium-sized enterprises in a planned way.