What loan face-to-face review processes can be easily solved according to these three steps?

When you apply for a loan, the first hurdle you have to pass is the interview. A loan interview is a bit like an interview. If you bring all the information, there is generally no problem with the interview. However, if you don't perform well in the loan interview, you may be brushed off the first step. I have compiled some information about the face-to-face review of loans for your reference.

What are the loan face-to-face review processes?

Generally speaking, the face-to-face loan review is divided into three steps. The first step, the bank account manager receives the customer; Step 2, the customer provides the corresponding materials and certificates; The third step is to sign the contract. Below, let's take a concrete look at these loan face-to-face review processes.

1, preliminary loan face-to-face review

In the initial loan interview, the bank account manager will have a preliminary understanding of the customer. The customer mainly introduces some basic information about himself, and then the account manager introduces the loan amount and repayment period according to these.

Step 2 Submit information

After the specific loan content is agreed, the customer needs to submit the corresponding certification materials. Of course, it is not required to provide complete documents at one time, because each customer's situation is different, and some people are not in the local area and need to reissue documents. As long as the evaluation report is delivered and the bank account manager completes the loan file, it can be completed.

Step 3 sign a contract

After all the information you want to give is ready, you can usually sign the contract. There are still many documents to sign after the loan face-to-face examination. In addition, the bank will also require customers to open a settlement card or passbook of the relevant bank for repayment.

In fact, it is said that it is a loan face-to-face trial, but in fact, it is generally necessary to sign a contract together. So you'd better know the loan you want to apply for in advance, and then actively reply to the bank account manager.