Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
In July 2004, a dual-currency card meeting international standards was issued, and in February of the same year, 65438 and the strategic cooperation agency Hang Seng Bank of Hong Kong launched the Industrial Bank credit card with Hang Seng logo nationwide.