Specific process
1. After clarifying the purpose of buying a house, budget the house according to your existing financial strength and expected income.
2. Understand the local real estate market and select the project and apartment type.
3. Sign a house purchase contract.
4. Submit loan materials.
Specifically including:
1), and apply for the ID card of the mortgage lender.
2) Original and photocopy of the household registration book
3) If you are single, you need to issue a single certificate. If you have a spouse, you need a marriage certificate and a spouse ID card.
4) The original house purchase agreement signed by the developer.
5. Sign the loan contract (approved)
6. Fair insurance
7. Repay the loan on schedule
8. Cancel mortgage registration
Buying a house refers to buying a commercial house from a real estate developer or other development unit, or buying a second-hand house from other real estate owners, and obtaining detailed housing information through advertisements, online information, real estate agents, etc. , and then decide to buy after comparison.
Buying a house is an important event in the average person's life, and it is easy to spend half his life savings.
: Baidu Encyclopedia entry-buying a house