When buying a house, the buyer needs to provide the information of the buyer and family members to the developer, and the developer will report it to the housing management department for qualification verification.
2. Qualification verification
Developers check the qualifications of buyers in Wuhan commercial housing online signing and contract filing system. City real estate information center needs to feedback the query results within 48 hours after receiving the relevant information of the property buyers under investigation. During this period, the contract filing system will lock the houses purchased by buyers.
3. Online signing
If the purchase conditions are met, when the two parties formally sign the contract online, the buyer also needs to sign a letter of commitment, stating that the buyer has read the contents of the purchase restriction policy and is responsible for the authenticity of the information and payment methods provided by himself and his family members.
4. Contract filing
Within 5 working days after the online signing, the developer shall go through the formalities for filing the commercial housing contract with the housing management department of the jurisdiction. The materials to be provided in this link include: joint filing report, complete paper contract, result notice, original letter of commitment, household registration book of buyers and family members, identity certificate, marital status certificate, and proof of paying social security or personal income tax.
5. Transaction management
Both parties to the transaction hold the letter of commitment and the notice of results to the housing transaction management department to apply for the transaction procedures of the stock house.
Second, the information needed to buy a house in Wuhan
The current process of buying a house is probably like this: looking at the house-registering in good faith-recognizing funds-choosing a house-paying down payment-lending-signing a contract.
Before registration, the property consultant will issue the relevant information required for registration. The information is generally as follows:
1, single quotation
(1) Two copies of ID card (front and back on a piece of A4 paper)
(2) Hukou Book: 2 copies of the first page, the first page and the personal page of Hukou Book.
(3) Original income certificate 1 copy (issued by the work unit)
(4) Original bank statement for the last 6 months 1 copy (printed by the bank)
(5) 1 written statement (single commitment letter) (template of Housing Authority)
(6) 1 Original personal credit report (China People's Bank outlet)
(7) 1 original house search report.
Remarks: For the statement of foreign customers, I need to sign the original ID card and household registration book online and then go to the Housing Authority to sign it.
2. Marriage offer
(1) Two copies of husband and wife's ID cards (one A4 paper on both sides)
(2) Household Register: 2 copies of the home page, the home page, the personal page and the minor booklet.
(3) Marriage certificate: 2 copies of the first page (stamped page) and 2 copies of the information page (photo page).
(4) 1 Original income certificate of both husband and wife (issued by work unit)
(5) 1 Original bank statement of husband and wife in the last 6 months (printed by the bank).
(6) 1 Original personal credit report of husband and wife (China People's Bank outlet).
(7) Remarried customers are required to provide two copies of divorce agreement (stamped with the shift seal of Civil Affairs Bureau, and two copies of all divorce meetings are required for multiple divorces).
(8) The original report of husband and wife's rounds 1 copy.
3. Divorce clause
(1) Two copies of ID card (front and back on a piece of A4 paper)
(2) Household Register: 2 copies of the home page, the home page, the personal page and the minor booklet.
(3) Divorce certificate: 2 copies of the first page (stamped page) and 2 copies of the information page (photo page).
(4) Two copies of the divorce agreement (stamped with the seal of the Civil Affairs Bureau, and two copies of all divorce agreements for multiple divorces)
(5) Original income certificate 1 copy (issued by the work unit)
(6) Original bank statement for the last 6 months 1 copy (printed by the bank)
(7) 1 written statement (single commitment letter) (template of Housing Authority)
(8) 1 Original personal credit report (China People's Bank outlet)
(9) 1 original house search report.
Remarks: For the written statement of foreign customers, I need to sign the original ID card, household registration book, divorce certificate and divorce agreement online and then go to the Housing Authority to sign it.
4. Non-local account (one out of three, extra preparation)
(1) Wuhan social security customer three-piece set
1) Two original social security payment certificates in recent 2 years.
2) Two original details of social security deposits in recent 2 years.
3) Two social security passwords (password changed to A 1234567)
Tax payment voucher: 2 originals of tax payment vouchers in recent 2 years (printed by local taxation bureau)
(2) Three-piece set for provincial social security customers
1) Two copies of the current company's business license (with official seal)
2) 1 work certificate (issued by the work unit)
3) Two copies of the provincial social security deposit details and the original deposit certificate.
5. Special circumstances
Soldiers, soldiers, officers, etc. (extra preparation)
1) Two copies of military officer's card/police officer's card/soldier's card.
2) Two copies of military social security card.
3) Three originals of the military officer's card (the military officer's card paper must be used, and the content: all kinds of card numbers are the same person, marital status, and there is no guarantee card description).
Remarks: Soldiers, active servicemen and officers must hold their ID cards, military officer's cards, police officer's cards and soldier's cards. After signing online, the original military social security card should be submitted to the Housing Authority for verification (can be entrusted).
(2) Buying a house in the name of the company
1) Copy of business license 1 (with official seal)
2) 1 Copy of corporate ID card (official seal)
3) 1 corporate identity certificate (with official seal)
6, pay special attention to
(1) Customers who choose to pay the house price in one lump sum do not need to provide income proof, bank statement and personal credit report, but only need to provide a copy of other information.
(2) If the local household registration is transferred after165438+10/5 years, I need to go to the real estate bureau for verification with my ID card and original household registration.
(3) The household registration information and actual marital status of the ID card should be consistent with the household registration book; Temporary/expired ID cards can't be signed online by the Real Estate Bureau for filing.
(4) When handling a bank loan, if the customer increases the co-borrower due to age and other reasons, a complete set of mortgage information [identity certificate, household registration certificate, marriage certificate, income certificate, running water certificate, credit report, etc.] shall be provided by * * * co-borrower. ] At the same time.